Effingham County property record for 109 Joyce Cv, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,644 sqft · built 2015 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,000 (Aug 2015) |
| Tax Bill | $4,538 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436D-026-000 |
| Primary APN | 0436D-026-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,644 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Area | 442 sqft |
| Porch | Slab |
| Porch Area | 303 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27930 |
|---|---|
| Street Address | 109 JOYCE CV |
| City | GUYTON |
| State | GA |
| Zip | 31312-6148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .88 AC LOT 26 (OUT 436-5) |
| Legal Subdivision | RABUN ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 JOYCE CV, GUYTON, GA 31312-6148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on Record |
| Deed Sale | Aug 28, 2015 · Amount on Record |
| Prior Sale | Jun 30, 2015 · Amount on Record |
| Deed Document Number | 20152213 |
| Deed Book / Page | 2310 / 73 |
| Record Updated | Oct 29, 2026 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,712 (+14.67%) Land $30,000 Building $178,712 | $521,780 (+14.67%) Land $75,000 Building $446,780 | |
| 2025 | $4,538.00 (+8.49%) Homeowner's exemption | $182,015 (-0.57%) Land $30,000 Building $152,015 | $455,037 (-0.57%) Land $75,000 Building $380,037 |
| 2024 | $4,183.00 (-2.29%) Homeowner's exemption | $183,054 (+1.1%) Land $30,000 Building $153,054 | $457,634 (+1.1%) Land $75,000 Building $382,634 |
| 2022 | $4,281.00 Homeowner's exemption | $181,065 Land $20,000 Building $161,065 | $452,662 Land $50,000 Building $402,662 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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