117 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 117 E 4th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,832 sqft · built 1910
Lot Size0.075 acres (3,300 sqft)
OwnerIndividual Name on Record
Last Sale$483,000 (Feb 2013)
Tax Bill$2,780 (2026)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.56-04-19

Property Details

APN / Parcel Number

Primary APN351200 128.56-04-19
Alternative APNs
  • 120012805600040190000000
  • 2520

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,832 sqft Living Area
1st Floor Area1,052 sqft
Upper Floors Area780 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions100 ft deep x 33 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area404 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2520
Street Address117 E 4TH ST
CityOSWEGO
StateNY
Zip13126-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal SubdivisionEAST OSWEGO
Legal Block4
Legal Lot Number19.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2003
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 E 4TH ST, OSWEGO, NY 13126-2706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2013 · Amount on Record
Deed SaleFeb 4, 2013 · Amount on Record
Prior SaleJul 25, 2002 · Amount on Record
Deed Document Number20131119
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address117 E 4TH ST, OSWEGO, NY 13126-2706
Transaction TypeMortgage
Record UpdatedMay 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E 4TH ST, OSWEGO, NY 13126-2706

Mortgage

Document Number0000002142
DateMar 13, 2023
InstrumentR-2023-002142
Lender
NamePATHFINDER BANK
TypeBank
AddressOSWEGO, NY 13126
Agreement
AmountAmount Recorded
Term120 Months
DueMar 12, 2033

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,780.00 (-1.14%) Homeowner's exemption
2025$2,812.00$150,000 (+97.37%) Land $17,000 Building $133,000$150,000 (+63.82%) Land $17,000 Building $133,000
2023$76,000 Land $9,900 Building $66,100$91,566 Land $11,928 Building $79,638

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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