113 Channing Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 113 Channing Rd, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 3,108 sqft · built 1939
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Apr 2016)
Tax Bill	$13,338 (2026)
Deeds & Mortgages	Sep 2026 Second Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17470-19`

Property Details

APN / Parcel Number

Primary APN	`17470-19`
Alternative APNs	`WATE M:0426 B:0014 L:0164` `6242`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,108 sqft Living Area
Gross Area	4,708 sqft
Basement Area	1,388 sqft
Unfinished Basement	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	6242
Street Address	113 CHANNING RD
City	WATERTOWN
State	MA
Zip	02472-3337
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	14
Legal Lot Number	164
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	4
Census Block	4009
Census Tract	370202

Owner

113 Channing Rd, a duplex, is owned by two individuals who bought it in April 2016.

Source: Middlesex County and Watertown City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 CHANNING RD, WATERTOWN, MA 02472-3337
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORPORATION
Apr 22, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) OCMBC INC
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 18, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2016 · Amount on File
Deed Sale	Apr 25, 2016 · Amount on File
Deed Document Number	20161727947
Deed Book / Page	1313 / 142
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Recording Date	Sep 28, 2026
Property Address	113 CHANNING RD, WATERTOWN, MA 02472-3337
Document Number	0002008837
Instrument Date	Sep 17, 2026
Instrument	20262008837
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CHANNING RD, WATERTOWN, MA 02472-3337

Mortgage

Document Number	0002008837,
Date	Sep 28, 2026
Instrument	20262008837

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	113 CHANNING RD, WATERTOWN, MA 02472-3337
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001975383
Date	Apr 22, 2025
Instrument	1975383

Lender

Name	OCMBC INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	113 CHANNING RD, WATERTOWN, MA 02472-3337
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001901661
Date	Dec 13, 2021
Instrument	1901661

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	113 CHANNING RD, WATERTOWN, MA 02472-3337
Document Number	0001835888
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 CHANNING RD WATERTOWN MA 024723337, WATERTOWN, MA 02472-3337

Mortgage

Document Number	0001835888
Date	Feb 7, 2020
Instrument	1835888

Lender

Name	HOME PT FIN'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 113 Channing Rd was $13,338, up 8% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,338.00 (+8.04%)	$1,093,300 (+3.44%) Land $542,500 Building $550,800	$1,058,063
2025	$12,345.00 (+6.94%)	$1,056,900 (+7.11%) Land $542,500 Building $514,400
2024	$11,544.00 (-11.31%)	$986,700 (+2.94%) Land $527,700 Building $459,000
2023	$13,016.00	$958,500 Land $504,700 Building $453,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Channing Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 113 Channing Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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