103 Channing Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 103 Channing Rd, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 2,042 sqft · built 1939
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$706,000 (Aug 2021)
Tax Bill	$8,807 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18904`

Property Details

APN / Parcel Number

Primary APN	`18904`
Alternative APNs	`WATE M:0426 B:0015 L:0163` `6243`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,042 sqft Living Area
Basement Area	1,734 sqft
Unfinished Basement	1,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	6243
Street Address	103 CHANNING RD
City	WATERTOWN
State	MA
Zip	02472-3337
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Subdivision	103-105 CHANNING ROAD CONDO
Legal Block	15
Legal Lot Number	163
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	4
Census Block	4009
Census Tract	370202

Owner

103 Channing Rd, a condominium, is owned and occupied by two individuals who bought it in August 2021.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 CHANNING RD, WATERTOWN, MA 02472-3337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Apr 8, 2011 · Amount on File
Deed Document Number	20211890950
Record Updated	Oct 29, 2026

August 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 19, 2021
Property Address	103 CHANNING RD, WATERTOWN, MA 02472-3337
Document Number	1890950
Instrument Date	Aug 19, 2021
Instrument	1890950
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103-105 CHANNING RD # 103, 103, WATERTOWN, MA 02472

Mortgage

Document Number	1890951
Date	Aug 19, 2021
Instrument	1890951

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	103 CHANNING RD, WATERTOWN, MA 02472-3337
Document Number	0001845002
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHANNING RD #103 WATERTOWN MA 024723337, 103, WATERTOWN, MA 02472-3337

Mortgage

Document Number	0001845002
Date	Jun 22, 2020
Instrument	1845002

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 103 Channing Rd was $8,807, up 5.8% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,807.00 (+5.83%)	$721,900 (+1.32%) Building $721,900	$898,510 (-)
2025	$8,322.00 (+13.41%)	$712,500 (+13.6%) Building $712,500	$898,510 (+5.55%)
2024	$7,338.00 (-10.47%)	$627,200 (+3.93%) Building $627,200	$851,295
2023	$8,196.00	$603,500 Building $603,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Channing Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Channing Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Channing Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures