113 Cedar Ridge Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 113 Cedar Ridge Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,389 sqft · built 1997
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Company Names on File
Last Sale	$529,000 (Jun 2024)
Tax Bill	$5,613 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162861-0280`

Property Details

APN / Parcel Number

Primary APN	`162861-0280`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,389 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,389 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	88 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	113 CEDAR RIDGE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PSD
Legal Description	31/31-36 CEDAR RIDGE LOT 28 OR5966/349
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	CEDAR RIDGE
Legal Block	3
Legal Lot Number	28
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3010
Census Tract	21408

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	6128 GRAEBEAR TRL, EAST LANSING, MI 48823-9209
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2024	Warranty Deed, Transfer · Conventional Mortgage LAFCU
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 24, 2019	Warranty Deed, Transfer BLUE OCN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Oct 24, 2019 · Amount on Record
Deed Document Number	202445666
Deed Book / Page	5966 / 349
Prior Transfer Date	Feb 23, 2015
Prior Transfer Doc	0040001011
Record Updated	Sep 20, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 11, 2024
Property Address	113 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6572
Document Number	0059660349
Book / Page	5966 / 349
Map Reference	MB 31 PG 31-36
Instrument Date	Jun 11, 2024
Instrument	2024045666
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,703.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1575 WILLIAMSBURG WAY, MECHANICSBURG, PA 17050-7390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6128 GRAEBEAR TRL, EAST LANSING, MI 48823-9209

Mortgage

Document Number	2024045667
Date	Jun 11, 2024
Instrument	2024045667

Lender

Name	LAFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jul 1, 2034
Change Frequency	6 Months
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.3%

Mortgage

Document Number	0059690186
Date	Jun 17, 2024
Book Page	5969/186
Instrument	2024047235

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jul 1, 2034
Change Frequency	6 Months
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.3%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	113 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049750001
Date	Jun 29, 2020
Book Page	4975/1
Instrument	2020050881

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 24, 2019
Property Address	113 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6572
Document Number	0048190060
Book / Page	004819 / 000060
Instrument Date	Oct 15, 2019
Instrument	79447
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	BLUE OCN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	61 YONGES ISLAND DR BLUFFTON SC 299106235, BLUFFTON, SC 29910-6235

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,616 (+0.83%) Land $100,000 Building $293,616	$393,616 (+0.83%) Land $100,000 Building $293,616
2025	$5,613.00 (+93.55%)	$390,361 (+53.35%)	$390,361 (+10.48%) Land $100,000 Building $290,361
2024	$2,900.00 (+2.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$254,561 (+3%)	$353,333 (-0.86%) Land $110,000 Building $243,333
2023	$2,839.00 (+3.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$247,147 (+3%)	$356,399 (+0.12%) Land $110,000 Building $246,399
2022	$2,751.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$239,949	$355,966 Land $100,800 Building $255,166

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: IQ Fiber Intermediate Holdings, Verizon.

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