116 Cedar Ridge Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 116 Cedar Ridge Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,389 sqft · built 1998
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (May 2025)
Tax Bill	$334 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162861-0010`

Property Details

APN / Parcel Number

Primary APN	`162861-0010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,389 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,389 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	88 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 CEDAR RIDGE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PSD
Legal Description	31/31-36 CEDAR RIDGE LOT 1 OR6157/704
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	CEDAR RIDGE
Legal Block	3
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3005
Census Tract	21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Warranty Deed, Transfer · Loan Assumption GLOBAL EQUITY FINANCE INC
Aug 24, 2019	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FIN
Feb 21, 2018	Grant Deed, Foreclosure · VA Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Feb 21, 2018 · Amount on Record
Deed Document Number	202542195
Deed Book / Page	6157 / 704
Prior Transfer Date	Apr 1, 2013
Prior Transfer Doc	0037120260
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 29, 2025
Property Address	116 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6571
Document Number	0061570704
Book / Page	6157 / 704
Map Reference	MB 31 PG 31
Instrument Date	May 23, 2025
Instrument	2025042195
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 GLEN COVE CT, DAYTONA BEACH, FL 32119-1684

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 CEDAR RIDGE CIR, ST AUGUSTINE, FL 32080-6571

Mortgage

Document Number	0006157706
Date	May 29, 2025
Instrument	6157/706

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	292 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	116 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6571
Document Number	0047900468
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 CEDAR RIDGE CIR ST AUGUSTINE FL 320806571, ST AUGUSTINE, FL 32080-6571

Mortgage

Document Number	0047900468
Date	Sep 6, 2019
Book Page	004790/000468
Instrument	65696

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

February 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 21, 2018
Property Address	116 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6571
Document Number	0045051744
Book / Page	004505 / 001744
Instrument Date	Feb 14, 2018
Instrument	11561
Transaction Type	Foreclosure
Record Updated	Mar 14, 2018
Title Company	GIBRALTAR TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 CEDAR RIDGE CIR ST AUGUSTINE FL 320806571, ST AUGUSTINE, FL 32080-6571

Mortgage

Document Number	45051746
Date	Feb 21, 2018
Book Page	004505/001746
Instrument	11562

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32246

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,763 (+35.76%) Land $100,000 Building $251,763	$351,763 (-5.68%) Land $100,000 Building $251,763
2025	$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption	$259,106 (+2.9%)	$372,937 (-3.1%) Land $100,000 Building $272,937
2024	$254.00 Disabled Person's exemption Veteran's exemption	$251,804 (+3%)	$384,873 (-0.86%) Land $110,000 Building $274,873
2023	$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption	$244,470 (+3%)	$388,206 (+1.81%) Land $110,000 Building $278,206
2022	$236.00 Disabled Person's exemption Veteran's exemption	$237,350	$381,301 Land $100,800 Building $280,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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