St. Johns County property record for 104 Cedar Ridge Cir, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,389 sqft · built 1997 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (May 2025) |
| Tax Bill | $3,322 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162861-0040 |
| Primary APN | 162861-0040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,389 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 1,389 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 88 sqft |
| Patio Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 104 CEDAR RIDGE CIR |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32080-6571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PSD |
| Legal Description | 31/31-36 CEDAR RIDGE LOT 4 OR6143/1022 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | CEDAR RIDGE |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21408 |
Source: St. Johns County records · APN 162861-0040
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 06, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| May 26, 2020 | Grant Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Apr 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2025 · Amount on Record |
| Deed Sale | May 06, 2025 · Amount on Record |
| Prior Sale | May 26, 2020 · Amount on Record |
| Deed Document Number | 202535233 |
| Deed Book / Page | 6143 / 1022 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 06, 2025 |
| Property Address | 104 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6571 |
| Document Number | 0061431022 |
| Book / Page | 6143 / 1022 |
| Map Reference | MB 31 PG 31-36 |
| Instrument Date | May 02, 2025 |
| Instrument | 2025035233 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6571 |
| Name | Verified Name |
|---|---|
| Address | 104 CEDAR RIDGE CIR, ST AUGUSTINE, FL 32080-6571 |
| Investor | Possibly a Property Investor |
| Document Number | 0061431024 |
|---|---|
| Date | May 06, 2025 |
| Instrument | 6143/1024 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 26, 2020 |
| Property Address | 104 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6571 |
| Document Number | 0049490418 |
| Book / Page | 004949 / 000418 |
| Instrument Date | May 26, 2020 |
| Instrument | 39881 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,880.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 CEDAR RIDGE CIR ST AUGUSTINE FL 320806571, ST AUGUSTINE, FL 32080-6571 |
| Document Number | 49490423 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 004949/000423 |
| Instrument | 39882 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 24, 2017 |
| Property Address | 104 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6571 |
| Document Number | 0043621580 |
| Book / Page | 004362 / 001580 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 27950 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 104 CEDAR RIDGE CIR ST AUGUSTINE BEACH FL 320806571, ST AUGUSTINE BEACH, FL 32080-6571 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,092 (+40.55%) Land $100,000 Building $265,092 | $365,092 (+1.11%) Land $100,000 Building $265,092 | |
| 2025 | $3,322.00 (+13.11%) Homeowner's exemption | $259,767 (+2.9%) | $361,097 (+2.07%) Land $100,000 Building $261,097 |
| 2024 | $2,937.00 (+2.09%) Homeowner's exemption | $252,446 (+3%) | $353,787 (-0.9%) Land $110,000 Building $243,787 |
| 2023 | $2,877.00 (+3.16%) Homeowner's exemption | $245,093 (+3%) | $357,014 (+0.98%) Land $110,000 Building $247,014 |
| 2022 | $2,789.00 Homeowner's exemption | $237,954 | $353,561 Land $100,800 Building $252,761 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 429 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 653 units insured incl. 224 condo units |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber Intermediate Holdings, Verizon.
Based on FCC filings for 428 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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