113 Cardinal Ln, Laredo, TX 78045 Property Records

Webb County property record for 113 Cardinal Ln, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	3,716 sqft · built 2004
Lot Size	0.368 acres (16,045 sqft)
Owner	Individual Name on File
Last Sale	$433,500 (Sep 2021)
Tax Bill	$2,550 (2024)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`983-00003-050`

Property Details

APN / Parcel Number

Primary APN	`983-00003-050`
Alternative APN	`240315`

Interior

Stories	1 Story
Building Area	3,716 sqft Living Area
Gross Area	4,445 sqft
1st Floor Area	3,716 sqft
Utility Area	48 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	16,045 sqft (0.368 acres)
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces
Pool Area	509 sqft
Porch	Open Porch
Porch Area	805 sqft

Location & Zoning

Street Address	113 CARDINAL LN
City	LAREDO
State	TX
Zip	78045-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 BLK 3 CARDINAL CREEK I
Legal Subdivision	CARDINAL CREEK I
Legal Block	3
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3033
Census Tract	1711

Owner

Source: Webb County records · APN 983-00003-050

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	113 CARDINAL LN, LAREDO, TX 78045-4150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Deed Document Number	20211441979
Deed Book / Page	5110 / 364
Prior Transfer Date	Sep 01, 2021
Prior Transfer Doc	5110/364
Record Updated	Sep 20, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 14, 2021
Property Address	113 CARDINAL LN, LAREDO, TX 78045-4150
Document Number	5110/364
Book / Page	5110 / 364
Map Reference	VOL 12 PG 69-71
Instrument Date	Sep 01, 2021
Instrument	1441979
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CARDINAL LN, LAREDO, TX 78045-4150

Mortgage

Document Number	1441980
Date	Sep 14, 2021
Instrument	1441980

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$450,703 (-21.13%) Land $103,009 Building $347,694	$450,703 (-21.13%) Land $103,009 Building $347,694
2024	$2,550.00 (-9.38%)
2023		$571,436 Land $71,240 Building $500,196	$571,436 Land $71,240 Building $500,196
2022	$2,814.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 174 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.