102 Cardinal Ln, Laredo, TX 78045 Property Records

Webb County property record for 102 Cardinal Ln, Laredo, TX 78045 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,550 sqft · built 2003
Lot Size	0.373 acres (16,249 sqft)
Owner	2 Individual Names on File
Last Sale	$353,500 (Aug 2026)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`983-00001-140`

Property Details

APN / Parcel Number

Primary APN	`983-00001-140`
Alternative APN	`240288`

Interior

Stories	1 Story
Building Area	2,550 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	2,550 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	16,249 sqft (0.373 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	420 sqft
Porch	Open Porch
Porch Area	355 sqft

Location & Zoning

Street Address	102 CARDINAL LN
City	LAREDO
State	TX
Zip	78045-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 1 CARDINAL CREEK I
Legal Subdivision	CARDINAL CREEK I
Legal Block	1
Legal Lot Number	14
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3033
Census Tract	1711

Owner

Source: Webb County records · APN 983-00001-140

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 CARDINAL LN, LAREDO, TX 78045-4150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 27, 2023	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Mar 27, 2023	Intrafamily Transfer, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD
Jan 09, 2020	Vendor's Lien, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2026 · Amount on Record
Deed Sale	Aug 03, 2026 · Amount on Record
Prior Sale	Mar 27, 2023 · Amount on Record
Deed Document Number	20261594555
Deed Book / Page	6085 / 335
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	005437/374
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Aug 03, 2026
Property Address	102 CARDINAL LN, LAREDO, TX 78045-4150
Document Number	0001594555
Book / Page	6085 / 335
Instrument Date	Aug 03, 2026
Instrument	20261594555
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CARDINAL LN, LAREDO, TX 78045-4150

Mortgage

Document Number	0001594556,
Date	Aug 03, 2026
Instrument	20261594556

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	102 CARDINAL LN, LAREDO, TX 78045-4150
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005035/612
Date	Jun 02, 2021
Book Page	5035/612
Instrument	1430851

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jun 01, 2045

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 27, 2023
Property Address	102 CARDINAL LN, LAREDO, TX 78045-4150
Document Number	005437/378
Book / Page	5437 / 378
Map Reference	VOL 12 PG 69-71
Instrument Date	Mar 23, 2023
Instrument	1495482
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CARDINAL LN, LAREDO, TX 78045-4150

Mortgage

Document Number	0001495483
Date	Mar 27, 2023
Instrument	1495483

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Mar 27, 2023
Property Address	102 CARDINAL LN, LAREDO, TX 78045-4150
Document Number	005437/374
Book / Page	5437 / 374
Map Reference	VOL 12 PG 69-71
Instrument Date	Mar 23, 2023
Instrument	1495481
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CARDINAL LN, LAREDO, TX 78045-4150

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 09, 2020
Property Address	102 CARDINAL LN, LAREDO, TX 78045-4150
Document Number	004720/521
Book / Page	4720 / 521
Map Reference	VOL 12 PG 69-71
Instrument Date	Jan 03, 2020
Instrument	1381446
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CARDINAL LN, LAREDO, TX 78045-4150

Mortgage

Document Number	0001381447
Date	Jan 09, 2020
Instrument	1381447

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,804.00 (-0.44%) Homeowner's exemption	$356,527 (+0.51%) Land $104,319 Building $252,208	$356,527 (+0.51%) Land $104,319 Building $252,208
2024	$1,812.00 (+5.53%)
2023		$354,714 Land $72,146 Building $282,568	$354,714 Land $72,146 Building $282,568
2022	$1,717.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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