Webb County property record for 109 Cardinal Ln, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 2,450 sqft · built 1997 |
| Lot Size | 0.372 acres (16,194 sqft) |
| Owner | Individual on Record |
| Last Sale | $298,900 (Jul 2015) |
| Tax Bill | $1,852 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 983-00003-060 |
| Primary APN | 983-00003-060 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,450 sqft Living Area |
| Gross Area | 3,125 sqft |
| 1st Floor Area | 2,450 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 16,194 sqft (0.372 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 544 sqft |
| Porch | Slab |
| Porch Area | 652 sqft |
| Street Address | 109 CARDINAL LN |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-4150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 6 BLK 3 CARDINAL CREEK I |
| Legal Subdivision | CARDINAL CREEK I |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 1711 |
Source: Webb County assessment roll, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 14203 BUSINESS AVE, LAREDO, TX 78045-7909 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2015 · Amount on Record |
| Deed Sale | Jul 2, 2015 · Amount on Record |
| Prior Sale | Feb 25, 2011 |
| Deed Document Number | 20151237783 |
| Deed Book / Page | 3817 / 229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 109 CARDINAL LN, LAREDO, TX 78045-4150 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005354/785 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 5354/785 |
| Instrument | 1481184 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
Source: Webb County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,852.00 (-15.89%) | $366,110 (+0.57%) Land $103,965 Building $262,145 | $366,110 (+0.57%) Land $103,965 Building $262,145 |
| 2024 | $2,202.00 (+38.14%) | ||
| 2023 | $364,028 Land $71,901 Building $292,127 | $364,028 Land $71,901 Building $292,127 | |
| 2022 | $1,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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