113 Apple Dr, Havelock, NC 28532 Property Records

Craven County property record for 113 Apple Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 2012
Lot Size	0.569 acres (24,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2025)
Tax Bill	$1,127 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-003-1-007`

Property Details

APN / Parcel Number

Primary APN	`5-003-1-007`
Alternative APN	`129949`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,803 sqft (0.569 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	129949
Street Address	113 APPLE DR
City	HAVELOCK
State	NC
Zip	28532-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 306 ESTATES
Legal Subdivision	306 ESTATES
Legal Lot Number	7
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2018
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 PINETREE DR, MONTAUK, NY 11954-5122
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jul 9, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	202510138996
Deed Book / Page	3832 / 1866
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	113 APPLE DR, HAVELOCK, NC 28532-8005
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 APPLE DR, HAVELOCK, NC 28532-8005

Mortgage

Document Number	003783/176
Date	Nov 30, 2023
Book Page	3783/176
Instrument	10120144

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 9, 2020
Property Address	113 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	03620/1260
Book / Page	3620 / 1260
Map Reference	CAB H SL 196-F
Instrument Date	Jun 17, 2020
Instrument	10057359
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2764 S POWERS RD, 2764, SALINA, KS 67401-9409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 APPLE DR, HAVELOCK, NC 28532-8005

Mortgage

Document Number	0036201263
Date	Jul 9, 2020
Instrument	3620/1263

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,127.00	$211,530 (-) Land $40,000 Building $171,530	$211,530 (-) Land $40,000 Building $171,530
2025	$1,127.00 (+1.08%)	$211,530 (-) Land $40,000 Building $171,530	$211,530 (-) Land $40,000 Building $171,530
2023	$1,115.00 (+10.51%)	$211,530 (+39.27%) Land $40,000 Building $171,530	$211,530 (+39.27%) Land $40,000 Building $171,530
2022	$1,009.00	$151,890 Land $33,000 Building $118,890
2018			$151,890 Land $33,000 Building $118,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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