110 Apple Dr, Havelock, NC 28532 Property Records

Craven County property record for 110 Apple Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 2012
Lot Size	0.417 acres (18,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Oct 2025)
Tax Bill	$1,188 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-003-1-010`

Property Details

APN / Parcel Number

Primary APN	`5-003-1-010`
Alternative APN	`94998`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,180 sqft (0.417 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	94998
Street Address	110 APPLE DR
City	HAVELOCK
State	NC
Zip	28532-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 306 ESTATES
Legal Subdivision	306 ESTATES
Legal Lot Number	10
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2019
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 APPLE DR, HAVELOCK, NC 28532-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 15, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 29, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 16, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP
Jun 7, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	202510147395
Deed Book / Page	3855 / 1495
Prior Transfer Date	Jun 5, 2019
Prior Transfer Doc	3572/2169
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	110 APPLE DR, HAVELOCK, NC 28532-8005
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003751/562
Date	Dec 28, 2022
Book Page	3751/562
Instrument	10107357

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 15, 2025
Property Address	110 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	03855/1495
Book / Page	3855 / 1495
Map Reference	CAB H SL 196-F
Instrument Date	Sep 29, 2025
Instrument	10147395
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 GUAM CIR, BEAUFORT, SC 29902-6209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 APPLE DR, HAVELOCK, NC 28532-8005

Mortgage

Document Number	0038551497
Date	Oct 15, 2025
Instrument	3855/1497

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 29, 2021
Property Address	110 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	003706/474
Book / Page	3706 / 474
Map Reference	CAB H SL 196-F
Instrument Date	Nov 22, 2021
Instrument	10089327
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 CATAWBA RD, 303, HAVELOCK, NC 28532-3775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 APPLE DR, HAVELOCK, NC 28532-8005

Mortgage

Document Number	0003706477
Date	Dec 29, 2021
Instrument	3706/477

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 16, 2019
Property Address	110 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	3581/205
Book / Page	3581 / 205
Instrument Date	Jul 30, 2019
Instrument	10042000
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 APPLE DR, HAVELOCK, NC 28532-8005

Mortgage

Document Number	003581/208
Date	Aug 16, 2019
Book Page	3581/208
Instrument	10042001

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 7, 2019
Property Address	110 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	3572/2169
Book / Page	3572 / 2169
Instrument Date	Jun 5, 2019
Instrument	10038727
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 APPLE DR, HAVELOCK, NC 28532-8005

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,188.00	$223,750 (-) Land $40,000 Building $183,750	$223,750 (-) Land $40,000 Building $183,750
2025	$1,188.00 (+1.02%)	$223,750 (-) Land $40,000 Building $183,750	$223,750 (-) Land $40,000 Building $183,750
2023	$1,176.00 (+10.63%)	$223,750 (+39.36%) Land $40,000 Building $183,750	$223,750 (+39.36%) Land $40,000 Building $183,750
2022	$1,063.00	$160,560 Land $33,000 Building $127,560
2018			$160,560 Land $33,000 Building $127,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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