108 Apple Dr, Havelock, NC 28532 Property Records

Craven County property record for 108 Apple Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 2012
Lot Size	0.353 acres (15,394 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Mar 2022)
Tax Bill	$1,122 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2019 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5-003-1-011`

Property Details

APN / Parcel Number

Primary APN	`5-003-1-011`
Alternative APNs	`128340` `100442`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,394 sqft (0.353 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	100442
Street Address	108 APPLE DR
City	HAVELOCK
State	NC
Zip	28532-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 306 ESTATES
Legal Subdivision	306 ESTATES
Legal Lot Number	11
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2019
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 APPLE DR, HAVELOCK, NC 28532-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Sep 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Jan 16, 2020	Warranty Deed, Transfer
Sep 29, 2017	Special Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 21, 2017	Special Warranty Deed, Transfer
Jul 13, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	202210094417
Deed Book / Page	3719 / 474
Prior Transfer Date	Jul 7, 2017
Prior Transfer Doc	3507/0904
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 31, 2022
Property Address	108 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	003719/474
Book / Page	3719 / 474
Map Reference	CAB H SL 196-F
Instrument Date	Mar 19, 2022
Instrument	10094417
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16124 21ST AVE E, 16124, TACOMA, WA 98445-3394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 APPLE DR, HAVELOCK, NC 28532-8005

Mortgage

Document Number	0003719477
Date	Mar 31, 2022
Instrument	3719/477

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	108 APPLE DR, HAVELOCK, NC 28532-8005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3584/2184
Date	Sep 20, 2019
Book Page	3584/2184
Instrument	10043617

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 16, 2020
Property Address	108 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	3598/1885
Book / Page	3598 / 1885
Instrument Date	Jan 10, 2020
Instrument	10049154
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 APPLE DR, HAVELOCK, NC 28532-8005

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 29, 2017
Property Address	108 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	3515/1053
Book / Page	3515 / 1053
Instrument Date	Sep 18, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HATCHER DR, NEWPORT, NC 28570-9329

Mortgage

Document Number	3515/1056
Date	Sep 29, 2017
Book Page	3515/1056

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 21, 2017
Property Address	108 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	3508/0691
Book / Page	3508 / 0691
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 COLLEGE ST # 6, 301, GREENVILLE, SC 29601-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042
Investor	Possibly a Property Investor

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 13, 2017
Property Address	108 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	3507/0904
Book / Page	3507 / 0904
Instrument Date	Jul 7, 2017
Transaction Type	Foreclosure
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$253.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 COLLEGE ST # 6, 6, GREENVILLE, SC 29601-2014

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,122.00	$210,660 (-) Land $40,000 Building $170,660	$210,660 (-) Land $40,000 Building $170,660
2025	$1,122.00 (+1.08%)	$210,660 (-) Land $40,000 Building $170,660	$210,660 (-) Land $40,000 Building $170,660
2023	$1,110.00 (+13.15%)	$210,660 (+42.96%) Land $40,000 Building $170,660	$210,660 (+42.96%) Land $40,000 Building $170,660
2022	$981.00	$147,360 Land $33,000 Building $114,360
2018			$147,360 Land $33,000 Building $114,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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