1129 Renas Ter, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1129 Renas Ter, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,490 sqft · built 2015
Lot Size	0.198 acres (8,646 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Feb 2022)
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158K D 001.06`

Property Details

APN / Parcel Number

Primary APN	`158K D 001.06`
Alternative APN	`0000153709`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,490 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,646 sqft (0.198 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000153709
Street Address	1129 RENAS TER
City	CHATTANOOGA
State	TN
Zip	37421-3889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 MAJESTIC HILL SUB PB79 PG31 OUT OF 158K-D-1 FOR 2005
Legal Subdivision	MAJESTIC HILL SUB
Legal Lot Number	6
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1012
Census Tract	11446

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1129 RENAS TER, CHATTANOOGA, TN 37421-3889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Feb 19, 2016 · Amount on Record
Deed Document Number	2022242
Deed Book / Page	12829 / 778
Prior Transfer Date	May 9, 2012
Prior Transfer Doc	0000000136
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 1, 2022
Property Address	1129 RENAS TER, CHATTANOOGA, TN 37421-3889
Document Number	0000000242
Book / Page	12829 / 778
Map Reference	MB 79
Instrument Date	Jan 31, 2022
Instrument	2022020100242
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,702.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 RENAS TER, CHATTANOOGA, TN 37421-3889

Mortgage

Document Number	0012829781
Date	Feb 1, 2022
Instrument	12829/781

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,130.00 (-8.51%)	$140,550 (+35.05%)	$562,200 (+35.05%) Land $90,000 Building $472,200
2024	$2,328.00	$104,075 (-)	$416,300 (-) Land $55,000 Building $361,300
2023	$2,328.00	$104,075 (-)	$416,300 (-) Land $55,000 Building $361,300
2022	$2,328.00	$104,075	$416,300 Land $55,000 Building $361,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1994–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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