1117 Renas Ter, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1117 Renas Ter, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,779 sqft · built 2007
Lot Size	0.272 acres (11,872 sqft)
Owner	2 Individual Names on File
Last Sale	$277,500 (Oct 2018)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158K D 001.09`

Property Details

APN / Parcel Number

Primary APN	`158K D 001.09`
Alternative APN	`0000153712`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,779 sqft Living Area

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,872 sqft (0.272 acres)
Lot Dimensions	212 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000153712
Old Parcel Number	158K D 00109
Street Address	1117 RENAS TER
City	CHATTANOOGA
State	TN
Zip	37421-3889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 MAJESTIC HILL SUB PB79 PG31 OUT OF 158K-D-1 FOR 2005
Legal Subdivision	MAJESTIC HILL SUB
Legal Lot Number	9
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1012
Census Tract	11446

Owner

1117 Renas Ter is owned and occupied by two individuals who bought it in October 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1117 RENAS TER, CHATTANOOGA, TN 37421-3889
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MTG
Apr 2, 2018	Warranty Deed, Transfer · FHA Mortgage PLATINUM FINANCIAL FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	2018103100117
Deed Book / Page	11490 / 788
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1117 RENAS TER, CHATTANOOGA, TN 37421-3889
Document Number	1120000126
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1117 RENAS TER CHATTANOOGA TN 374213889, CHATTANOOGA, TN 37421-3889

Mortgage

Document Number	1120000126
Date	Nov 20, 2020
Book Page	012240/000941
Instrument	201120000126

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 31, 2018
Property Address	1117 RENAS TER, CHATTANOOGA, TN 37421-3889
Document Number	1031000117
Book / Page	011490 / 000788
Instrument Date	Oct 30, 2018
Instrument	181031000117
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,026.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1117 RENAS TER CHATTANOOGA TN 374213889, CHATTANOOGA, TN 37421-3889

Mortgage

Document Number	1031000118
Date	Oct 31, 2018
Book Page	011490/000790
Instrument	181031000118

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 2, 2018
Property Address	1117 RENAS TER, CHATTANOOGA, TN 37421-3889
Document Number	0000000313
Book / Page	11308 / 175
Map Reference	MB79 PG31
Instrument Date	Mar 30, 2018
Instrument	2018040200313
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FOUNDATION TITLE & ESCROW CH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 RENAS TER, CHATTANOOGA, TN 37421-3889

Mortgage

Document Number	0000000314
Date	Apr 2, 2018
Instrument	2018040200314

Lender

Name	PLATINUM FINANCIAL FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1117 Renas Ter was $1,656, down 5.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (-5.15%)	$109,300 (+39.99%)	$437,200 (+39.99%) Land $90,000 Building $347,200
2024	$1,746.00	$78,075 (-)	$312,300 (-) Land $55,000 Building $257,300
2023	$1,746.00	$78,075 (-)	$312,300 (-) Land $55,000 Building $257,300
2022	$1,746.00	$78,075	$312,300 Land $55,000 Building $257,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1117 Renas Ter in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1994–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1117 Renas Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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