1116 Renas Ter, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1116 Renas Ter, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,468 sqft · built 2006
Lot Size	0.204 acres (8,900 sqft)
Owner	Trust Name on File
Last Sale	$37,300 (Jun 2005)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Apr 2024 Transfer Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158K D 001.16`

Property Details

APN / Parcel Number

Primary APN	`158K D 001.16`
Alternative APN	`0000153719`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,468 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	119 ft deep x 173 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000153719
Street Address	1116 RENAS TER
City	CHATTANOOGA
State	TN
Zip	37421-3888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 MAJESTIC HILL SUB PB79 PG31 OUT OF 158K-D-1 FOR 2005
Legal Subdivision	MAJESTIC HILL SUB
Legal Lot Number	16
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1012
Census Tract	11446

Owner

1116 Renas Ter is owner-occupied and held in a trust since April 2024.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	Trust Name on File
Mailing Address	1116 RENAS TER, CHATTANOOGA, TN 37421-3888
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Intrafamily Transfer, Transfer
Dec 21, 2023	Intrafamily Transfer, Transfer
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage WOLFE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2005 · Amount on File
Deed Sale	Jun 3, 2005 · Amount on File
Deed Document Number	2005368
Deed Book / Page	7554 / 207
Last Transfer Date	Apr 29, 2024
Transfer Doc	0000000130
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Apr 29, 2024
Property Address	1116 RENAS TER, CHATTANOOGA, TN 37421-3888
Document Number	0000000130
Book / Page	13577 / 36
Map Reference	MB 79 PG 31
Instrument Date	Apr 29, 2024
Instrument	2024042900130
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 RENAS TER, CHATTANOOGA, TN 37421-3888

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Dec 21, 2023
Property Address	1116 RENAS TER, CHATTANOOGA, TN 37421-3888
Document Number	0000000021
Book / Page	13475 / 477
Map Reference	MB 79 PG 31
Instrument Date	Dec 20, 2023
Instrument	2023122100021
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 RENAS TER, CHATTANOOGA, TN 37421-3888

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1116 RENAS TER, CHATTANOOGA, TN 37421-3888
Document Number	1104000116
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	EQUI TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1116 RENAS TER CHATTANOOGA TN 374213888, CHATTANOOGA, TN 37421-3888

Mortgage

Document Number	1104000116
Date	Nov 4, 2019
Book Page	011808/000653
Instrument	191104000116

Lender

Name	WOLFE FIN'L
Type	Funding / Finance Company
Address	ASHEBORO, NC 27203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1116 Renas Ter was $1,667, down 8.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,667.00 (-8.66%)	$110,000 (+34.8%)	$440,000 (+34.8%) Land $90,000 Building $350,000
2024	$1,825.00	$81,600 (-)	$326,400 (-) Land $55,000 Building $271,400
2023	$1,825.00	$81,600 (-)	$326,400 (-) Land $55,000 Building $271,400
2022	$1,825.00	$81,600	$326,400 Land $55,000 Building $271,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1116 Renas Ter in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1994–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Renas Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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