1120 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1120 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,162 sqft · built 2021
Lot Size	0.165 acres (7,193 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Jun 2021)
Tax Bill	$7,276 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3850-6`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3850-6`
Alternative APN	`11-1S-22-2001-0000-0490`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,162 sqft Heated Area
Gross Area	3,017 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	7,193 sqft (0.165 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1120 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK LOT 49
Legal Range	22
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Lot Number	49
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2003
Census Tract	20900

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 COLLEGE BLVD W STE 4, 4, NICEVILLE, FL 32578-1060
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 24, 2018	Warranty Deed, Transfer BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	3460540
Deed Book / Page	3551 / 59
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1120 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204A BOB SIKES BLVD, FT WALTON BCH, FL 32547-2391

Mortgage

Document Number	0034961064
Date	Oct 2, 2020
Book Page	3496/1064
Instrument	3395728

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	EAGLE BAY, NY 13331

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 3, 2021
Property Address	1120 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0035510059
Book / Page	3551 / 59
Map Reference	MB 28 PG 46-51
Instrument Date	May 27, 2021
Instrument	3460540
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 BOB SIKES BLVDA, 204, FT WALTON BCH, FL 32547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

Mortgage

Document Number	0000355161
Date	Jun 3, 2021
Instrument	3551/61

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 24, 2018
Property Address	1120 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0033682163
Book / Page	003368 / 002163
Instrument Date	Sep 18, 2018
Instrument	3233716
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,694.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	204A BOB SIKES BLVD FORT WALTON BEACH FL 325472391, FORT WALTON BEACH, FL 32547-2391

Mortgage

Document Number	33682174
Date	Sep 24, 2018
Book Page	003368/002174
Instrument	3233718

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,276.00 (+2.09%)	$529,998 (-0.87%) Land $97,527 Building $432,471	$529,998 (-0.87%) Land $97,527 Building $432,471
2023	$7,127.00 (+7.94%)	$534,639 (+6.35%) Land $96,600 Building $438,039	$534,639 (+6.35%) Land $96,600 Building $438,039
2022	$6,603.00	$502,736 Land $92,000 Building $410,736	$502,736 Land $92,000 Building $410,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deer Moss Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures