11286 Borgen Loop, Gig Harbor, WA 98332 Property Records

Pierce County property record for 11286 Borgen Loop, Gig Harbor, WA 98332

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 1,910 sqft · built 2008
Lot Size0.122 acres (5,309 sqft)
Owner2 Individual Names on File
Last Sale$659,719 (Mar 2022)
Tax Bill$5,200 (2026)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN400288-0-430

Property Details

APN / Parcel Number

Primary APN400288-0-430

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,910 sqft Living Area
Gross Area2,348 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2012
Architectural StyleBi-Level
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,309 sqft (0.122 acres)
Garage TypeAttached
Garage Area438 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address11286 BORGEN LOOP
CityGIG HARBOR
StateWA
Zip98332-5712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePCD-RMD
Legal DescriptionSECTION 30 TOWNSHIP 22 RANGE 02 QUARTER 34 PLAT RIDGE AT GIG HARBOR LOT 43 EASE OF RECORD OUT OF 02-22-30-3-002 SEG 2009-0088 JU 7/16/08MC
Legal Range02
Legal Township22
Legal Section30
Legal SubdivisionRIDGE AT GIG HARBOR
Legal Lot Number43
JurisdictionPIERCE WA
Township / Civil DivisionGIG HARBOR PENINSULA
Census Block Group2
Census Block2022
Census Tract72509

Owner

11286 Borgen Loop is owned and occupied by two individuals who bought it in March 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address11286 BORGEN LOOP, GIG HARBOR, WA 98332-5712
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 31, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2022 · Amount on File
Deed SaleMar 4, 2022 · Amount on File
Prior SaleAug 20, 2018 · Amount on File
Deed Document Number2022284
Prior Transfer DateJul 27, 2020
Prior Transfer Doc0000310267
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMar 4, 2022
Property Address11286 BORGEN LOOP, GIG HARBOR, WA 98332-5712
Document Number0003040284
Map ReferenceDOC 200806265007
Instrument DateFeb 28, 2022
Instrument202203040284
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyEQUITY TITLE/AMERICA LLC, EQUITY TITLE OF WA LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,848.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11286 BORGEN LOOP, GIG HARBOR, WA 98332-5712

Mortgage

Document Number0003040285
DateMar 4, 2022
Instrument202203040285
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPIERCE WA
Recording DateJul 31, 2020
Property Address11286 BORGEN LOOP, GIG HARBOR, WA 98332-5712
Document Number0007310267
Map ReferenceDOC 200806265007
Instrument DateJul 27, 2020
Instrument202007310267
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyWFG NATL TTL CO OF WA LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11286 BORGEN LOOP, GIG HARBOR, WA 98332-5712

Mortgage

Document Number0007310268
DateJul 31, 2020
Instrument202007310268
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 11286 Borgen Loop was $5,200, up 3.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityGig Harbor City
Unified School DistrictPeninsula School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,200.00 (+3.34%)$620,800 Land $274,000 Building $346,800$620,800 Land $274,000 Building $346,800
2025$5,032.00 (+2.97%)
2024$4,887.00 (+3.54%)$575,600 (-2.14%) Land $265,800 Building $309,800$575,600 (-2.14%) Land $265,800 Building $309,800
2023$4,720.00$588,200 Land $265,800 Building $322,400$588,200 Land $265,800 Building $322,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11286 Borgen Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11286 Borgen Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIG HARBOR WATER DEPT
serves 16,510 people · EPA ID WA5327600
Water SourceGroundwater
Last State InspectionApr 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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