11276 Borgen Loop, Gig Harbor, WA 98332 Property Records

Pierce County property record for 11276 Borgen Loop, Gig Harbor, WA 98332

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,040 sqft · built 2008
Lot Size	0.164 acres (7,157 sqft)
Owner	2 Individual Names on File
Last Sale	$119,282 (May 2020)
Tax Bill	$5,587 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400288-0-380`

Property Details

APN / Parcel Number

Primary APN	`400288-0-380`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	2,440 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,157 sqft (0.164 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	11276 BORGEN LOOP
City	GIG HARBOR
State	WA
Zip	98332-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD-RMD
Legal Description	SECTION 30 TOWNSHIP 22 RANGE 02 QUARTER 34 PLAT RIDGE AT GIG HARBOR LOT 38 EASE OF RECORD OUT OF 02-22-30-3-002 SEG 2009-0088 JU 7/16/08MC
Legal Range	02
Legal Township	22
Legal Section	30
Legal Subdivision	RIDGE AT GIG HARBOR
Legal Lot Number	38
Jurisdiction	PIERCE WA
Township / Civil Division	GIG HARBOR PENINSULA
Census Block Group	2
Census Block	2006
Census Tract	72509

Owner

11276 Borgen Loop is owned by two individuals who bought it in May 2020.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 904, ALLYN, WA 98524-0904
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Sep 16, 2016 · Amount on File
Deed Document Number	202040685
Prior Transfer Date	Apr 20, 2020
Prior Transfer Doc	0000040685
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	May 4, 2020
Property Address	11276 BORGEN LOOP, GIG HARBOR, WA 98332-5712
Document Number	2005040685
Instrument Date	Apr 20, 2020
Instrument	202005040685
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,914.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11276 BORGEN LOOP GIG HARBOR WA 983325712, GIG HARBOR, WA 98332-5712

Mortgage

Document Number	2005040686
Date	May 4, 2020
Instrument	202005040686

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 3, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 11276 Borgen Loop was $5,587, up 3.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Gig Harbor City
Unified School District	Peninsula School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,587.00 (+3.33%)	$663,600 Land $297,700 Building $365,900	$663,600 Land $297,700 Building $365,900
2025	$5,407.00 (+3.13%)
2024	$5,243.00 (+3.56%)	$617,700 (-2.11%) Land $288,500 Building $329,200	$617,700 (-2.11%) Land $288,500 Building $329,200
2023	$5,063.00	$631,000 Land $288,500 Building $342,500	$631,000 Land $288,500 Building $342,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11276 Borgen Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11276 Borgen Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIG HARBOR WATER DEPT serves 16,510 people · EPA ID WA5327600
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20