11288 Borgen Loop, Gig Harbor, WA 98332 Property Records

Pierce County property record for 11288 Borgen Loop, Gig Harbor, WA 98332

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,330 sqft · built 2010
Lot Size0.107 acres (4,645 sqft)
OwnerIndividual Name on File
Last Sale$382,719 (Jul 2016)
Tax Bill$5,630 (2026)
Deeds & MortgagesOct 2022 Line of Credit
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN400288-0-440

Property Details

APN / Parcel Number

Primary APN400288-0-440

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,330 sqft Living Area
Gross Area2,770 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2013
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area4,645 sqft (0.107 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address11288 BORGEN LOOP
CityGIG HARBOR
StateWA
Zip98332-5712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePCD-RMD
Legal DescriptionSECTION 30 TOWNSHIP 22 RANGE 02 QUARTER 34 PLAT RIDGE AT GIG HARBOR LOT 44 EASE OF RECORD OUT OF 02-22-30-3-002 SEG 2009-0088 JU 7/16/08MC
Legal Range02
Legal Township22
Legal Section30
Legal SubdivisionRIDGE AT GIG HARBOR
Legal Lot Number44
JurisdictionPIERCE WA
Township / Civil DivisionGIG HARBOR PENINSULA
Census Block Group2
Census Block2022
Census Tract72509

Owner

11288 Borgen Loop is owned and occupied by an individual who bought it in July 2016.

Source: Pierce County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address11288 BORGEN LOOP, GIG HARBOR, WA 98332-5712
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jan 25, 2021Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 24, 2019Deed of Trust, Mortgage · Conventional with PMI
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2016 · Amount on File
Deed SaleJul 22, 2016 · Amount on File
Prior SaleNov 25, 2013 · Amount on File
Deed Document Number2016704
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address11288 BORGEN LOOP, GIG HARBOR, WA 98332-5712
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address11288 BORGEN LOOP, GIG HARBOR, WA 98332-5712

Mortgage

Document Number0010240112
DateOct 24, 2022
Instrument202210240112
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueNov 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address11288 BORGEN LOOP, GIG HARBOR, WA 98332-5712
Transaction TypeMortgage
Record UpdatedApr 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001251079
DateJan 25, 2021
Instrument202101251079
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address11288 BORGEN LOOP, GIG HARBOR, WA 98332-5712
Document Number1906030234
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address11288 BORGEN LOOP GIG HARBOR WA 983325712, GIG HARBOR, WA 98332-5712

Mortgage

Document Number1906030234
DateJun 3, 2019
Instrument201906030234
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 2, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 11288 Borgen Loop was $5,630, up 3.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityGig Harbor City
Unified School DistrictPeninsula School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,630.00 (+3.45%)$667,300 Land $264,000 Building $403,300$667,300 Land $264,000 Building $403,300
2025$5,442.00 (+3.72%)
2024$5,247.00 (+3.31%)$618,200 (-2.34%) Land $256,200 Building $362,000$618,200 (-2.34%) Land $256,200 Building $362,000
2023$5,079.00$633,000 Land $256,200 Building $376,800$633,000 Land $256,200 Building $376,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11288 Borgen Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11288 Borgen Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIG HARBOR WATER DEPT
serves 16,510 people · EPA ID WA5327600
Water SourceGroundwater
Last State InspectionApr 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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