1128 Ramona St, Ramona, CA 92065 Property Records

San Diego County property record for 1128 Ramona St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,304 sqft · built 1975
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$157,500 (Jun 1992)
Tax Bill$3,405 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN282-331-26-00

Property Details

APN / Parcel Number

Primary APN282-331-26-00
Alternative APN
  • 2823302600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,304 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number2823302600
Street Address1128 RAMONA ST
CityRAMONA
StateCA
Zip92065-3224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 414 POR TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block414
Legal Lot Number414
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2005
Census Tract20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1128 RAMONA ST, RAMONA, CA 92065-3224
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 1992 · Amount on Record
Deed SaleJun 12, 1992 · Amount on Record
Prior SaleMar 25, 1986 · Amount on Record
Deed Document Number1992368672
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1128 RAMONA ST, RAMONA, CA 92065-3224
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 RAMONA ST, RAMONA, CA 92065-3224

Mortgage

Document Number0000181149
DateMar 9, 2021
Instrument2021-0181149
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$310,395 (+2%) Land $71,132 Building $239,263
2025$3,405.00 (+11.9%) Homeowner's exemption$304,310 (+4.04%) Land $69,738 Building $234,572
2023$3,043.00 (-5.56%) Homeowner's exemption$292,495 Land $67,031 Building $225,464
2022$3,222.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1980–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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