San Diego County property record for 1126 Ramona St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,016 sqft · built 1980 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $476,000 (Jan 2006) |
| Tax Bill | $7,628 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Feb 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-331-27-00 |
| Primary APN | 282-331-27-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2823302700 |
|---|---|
| Street Address | 1126 RAMONA ST |
| City | RAMONA |
| State | CA |
| Zip | 92065-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | BLK 414 POR TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 414 |
| Legal Lot Number | 414 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20806 |
1126 Ramona St is owned and occupied by two individuals who acquired it in February 2026.
Source: San Diego County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1126 RAMONA ST, RAMONA, CA 92065-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Transfer on Death Deed, Transfer |
| Feb 25, 2026 | Intrafamily Transfer, Transfer |
| Oct 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2006 · Amount on File |
| Deed Sale | Jan 18, 2006 · Amount on File |
| Prior Sale | Oct 26, 2004 · Amount on File |
| Deed Document Number | 200636162 |
| Last Transfer Date | Feb 20, 2026 |
| Transfer Doc | 0000052459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 25, 2026 |
| Property Address | 1126 RAMONA ST, RAMONA, CA 92065-3224 |
| Document Number | 0000052459 |
| Map Reference | MAP 644 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026-0052459 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1126 RAMONA ST, RAMONA, CA 92065-3224 |
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 25, 2026 |
| Property Address | 1126 RAMONA ST, RAMONA, CA 92065-3224 |
| Document Number | 0000052458 |
| Map Reference | MAP 644 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026-0052458 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1126 RAMONA ST, RAMONA, CA 92065-3224 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1126 RAMONA ST, RAMONA, CA 92065-3224 |
| Document Number | 0000471727 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1126 RAMONA ST RAMONA CA 920653224, RAMONA, CA 92065-3224 |
| Document Number | 0000471727 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 471727 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2047 |
The 2025 property tax bill for 1126 Ramona St was $7,628.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $721,566 (+2%) Land $376,347 Building $345,219 | |
| 2025 | $7,628.00 Homeowner's exemption | $707,418 Land $368,968 Building $338,450 |
| 2023 | $7,128.00 (-1.12%) Homeowner's exemption | $679,950 Land $354,642 Building $325,308 |
| 2022 | $7,209.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1126 Ramona St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1980–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1126 Ramona St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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