1124 Ramona St, Ramona, CA 92065 Property Records

San Diego County property record for 1124 Ramona St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,854 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$699,000 (Oct 2022)
Tax Bill	$8,771 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-331-28-00`

Property Details

APN / Parcel Number

Primary APN	`282-331-28-00`
Alternative APN	`2823302800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,854 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	2823302800
Street Address	1124 RAMONA ST
City	RAMONA
State	CA
Zip	92065-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 414 WLY 120 FT OF SLY 181.50 FT OF NLY 726 FT OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	414
Legal Lot Number	414
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2005
Census Tract	20806

Owner

1124 Ramona St is owned and occupied by an individual who bought it in October 2022.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1124 RAMONA ST, RAMONA, CA 92065-3224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 3, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Mar 3, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Mar 3, 2017 · Amount on File
Deed Document Number	2022386063
Prior Transfer Date	Sep 8, 2022
Prior Transfer Doc	0000386062
Record Updated	Sep 20, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2022
Property Address	1124 RAMONA ST, RAMONA, CA 92065-3224
Document Number	0000386063
Map Reference	MAP 644
Instrument Date	Sep 12, 2022
Instrument	2022-0386063
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 RAMONA ST, RAMONA, CA 92065-3224

Mortgage

Document Number	0000386064
Date	Oct 3, 2022
Instrument	2022-0386064

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2022
Property Address	1124 RAMONA ST, RAMONA, CA 92065-3224
Document Number	0000386062
Map Reference	MAP 644
Instrument Date	Sep 8, 2022
Instrument	2022-0386062
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 RAMONA ST, RAMONA, CA 92065-3224

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2017
Property Address	1124 RAMONA ST, RAMONA, CA 92065-3224
Document Number	0000099946
Instrument Date	Jan 20, 2017
Instrument	99946
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1124 RAMONA ST RAMONA CA 920653224, RAMONA, CA 92065-3224

Mortgage

Document Number	99947
Date	Mar 3, 2017
Instrument	99947

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1124 Ramona St was $8,771.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,782 (+2%) Land $232,394 Building $509,388
2025	$8,771.00	$727,238 Land $227,838 Building $499,400
2023	$8,224.00 (+29.72%)	$699,000 Land $218,992 Building $480,008
2022	$6,340.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1124 Ramona St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 Ramona St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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