Stephens County property record for 1128 Fernside Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,473 sqft · built 1986 |
| Lot Size | 0.819 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,579 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 042E 037 |
| Primary APN | 042E 037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,473 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.819 acres) |
| Terrain | Gentle Slope |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 156 sqft |
| Utility Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 463500 |
|---|---|
| Old Parcel Number | 042E 037 |
| Street Address | 1128 FERNSIDE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | FERNSIDE DRIVE |
| Legal Subdivision | FERNSIDE DR |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 970102 |
1128 Fernside Dr is owned and occupied by two individuals who acquired it in May 2023.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1128 FERNSIDE DR, TOCCOA, GA 30577-8094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2023 |
| Deed Sale | May 24, 2023 |
| Deed Document Number | 0001331393 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1128 Fernside Dr was $1,579 with exemptions applied.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,579.00 Homeowner's exemption Senior Citizen's exemption | $89,163 Land $4,719 Building $84,444 | $222,908 Land $11,797 Building $211,111 |
| 2023 | $908.00 (-50.57%) Homeowner's exemption | $55,050 (+5.94%) Land $4,719 Building $50,331 | $137,624 (+5.94%) Land $11,797 Building $125,827 |
| 2022 | $1,837.00 Homeowner's exemption | $51,963 Land $4,719 Building $47,244 | $129,907 Land $11,797 Building $118,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1128 Fernside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1128 Fernside Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Point Broadband, Windstream.
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