Stephens County property record for 1046 Fernside Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,348 sqft · built 1984 |
| Lot Size | 3.93 acres (171,191 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,252 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 042E 035 |
| Primary APN | 042E 035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,348 sqft Heated Area |
| Basement Area | 1,482 sqft |
| Finished Basement | 384 sqft |
| Unfinished Basement | 1,098 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 171,191 sqft (3.93 acres) |
| Terrain | Gentle Slope |
| Garage Area | 528 sqft |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,136 sqft |
| Patio Area | 436 sqft |
| Utility Building | 120 sqft |
| Tennis Court | Tennis Court |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 390050 |
|---|---|
| Old Parcel Number | 042E 035 |
| Street Address | 1046 FERNSIDE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 10-11 PHASE III FOXDALE |
| Legal Subdivision | FOXDALE |
| Legal Phase | 3 |
| Legal Lot Number | 10-11 11 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 970102 |
1046 Fernside Dr is owned and occupied by an individual.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1046 FERNSIDE DR, TOCCOA, GA 30577-8094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1046 Fernside Dr was $5,252 with exemptions applied.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,252.00 Homeowner's exemption Senior Citizen's exemption | $270,692 Land $16,184 Building $254,508 | $676,728 Land $40,459 Building $636,269 |
| 2023 | $4,060.00 (-16.82%) Homeowner's exemption | $171,278 (+4.46%) Land $16,184 Building $155,094 | $428,195 (+4.46%) Land $40,459 Building $387,736 |
| 2022 | $4,881.00 Homeowner's exemption | $163,972 Land $16,184 Building $147,788 | $409,929 Land $40,459 Building $369,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1046 Fernside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1046 Fernside Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Point Broadband, Windstream.
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