Stephens County property record for 1281 Fernside Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 1954 |
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Jun 2023) |
| Tax Bill | $2,477 (2025) |
| Deeds & Mortgages | Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 042G 049 |
| Primary APN | 042G 049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,890 sqft Heated Area |
| Basement Area | 1,890 sqft |
| Unfinished Basement | 1,890 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 115,434 sqft (2.65 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 546 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 116 sqft |
| Utility Building | 288 sqft |
| Pole Barn | 400 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 387000 |
|---|---|
| Old Parcel Number | 042G 049 |
| Street Address | 1281 FERNSIDE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | FERNSIDE DR |
| Legal Subdivision | FERNSIDE DR |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 43, PORTERDALE, GA 30070-0043 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on File |
| Deed Sale | Jun 21, 2023 · Amount on File |
| Prior Sale | Apr 5, 2005 |
| Deed Document Number | 0001334137 |
| Deed Book / Page | 1334 / 137 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 21, 2023 |
| Property Address | 1281 FERNSIDE DR, TOCCOA, GA 30577-7824 |
| Document Number | 0013340137 |
| Book / Page | 1334 / 137 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023-000710 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 43, PORTERDALE, GA 30070-0043 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,477.00 (+85.4%) | $90,246 (+101.04%) Land $4,691 Building $85,555 | $225,615 (+101.04%) Land $11,728 Building $213,887 |
| 2023 | $1,336.00 (+23.13%) | $44,889 (+23.14%) Land $4,691 Building $40,198 | $112,223 (+23.14%) Land $11,728 Building $100,495 |
| 2022 | $1,085.00 | $36,453 Land $4,691 Building $31,762 | $91,133 Land $11,728 Building $79,405 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures