Miami County property record for 1128 E Main St, Troy, OH 45373 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,586 sqft · built 1941 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,900 (Aug 1991) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-026530 |
| Primary APN | D08-026530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 1,922 sqft |
| Upper Floors Area | 625 sqft |
| Basement Area | 625 sqft |
| Unfinished Basement | 625 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1128 E MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 2656 50' |
| Legal Lot Number | 2656 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-026530
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1128 E MAIN ST, TROY, OH 45373-3449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2022 | Transfer on Death Deed, Transfer |
| Sep 28, 2020 | Deed of Trust, Mortgage · Line of Credit MONROE FSLA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 26, 1991 · Amount on Record |
| Deed Sale | Aug 26, 1991 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 21, 2022 |
| Property Address | 1128 E MAIN ST, TROY, OH 45373-3449 |
| Document Number | 0000006356 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022OR-06356 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1128 E MAIN ST, TROY, OH 45373-3449 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1128 E MAIN ST, TROY, OH 45373-3449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1128 E MAIN ST, TROY, OH 45373-3449 |
| Document Number | 0000013924 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020OR-13924 |
| Name | MONROE FSLA |
|---|---|
| Type | Bank |
| Address | TIPP CITY, OH 45371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 30, 2035 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,980.00 (+19.64%) Homeowner's exemption | $59,610 (+36.13%) Land $6,900 Building $52,710 | $170,300 (+36.13%) Land $19,700 Building $150,600 |
| 2024 | $1,655.00 (+2.22%) Homeowner's exemption | $43,790 (-) Land $7,180 Building $36,610 | |
| 2023 | $1,619.00 (+17.4%) Homeowner's exemption | $43,790 (-) Land $7,180 Building $36,610 | $125,100 (-) Land $20,500 Building $104,600 |
| 2022 | $1,379.00 Homeowner's exemption | $43,790 Land $7,180 Building $36,610 | $125,100 Land $20,500 Building $104,600 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 1% of the US · above 4% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Benton Ridge Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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