1304 E Main St, Troy, OH 45373 Property Records

Miami County property record for 1304 E Main St, Troy, OH 45373 · Last verified May 2026

Property Highlights

Property TypeCommercial > Office > Multi-Story Office Building
Bedrooms3 Beds
Bathrooms2.5 Baths
Architecture StyleConventional
Year BuiltBuilt 1978
Square Footage3,730 sqft Total Area
Lot Size21,780 sqft (0.5 acres)
Last Sale$120,000 (2020)
Tax Bill$3,799.00 (2025)

Property Details

APN / Parcel Number

Primary APND08-057324
Alternative APNs
  • 050627.4-01-038-00
  • D08SE069 00100

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms10 Rooms
Building Area3,730 sqft Total Area
1st Floor Area6,084 sqft 1st Floor
Upper Floors Area688 sqft Upper Floors
Basement Area344 sqft Basement
Unfinished Basement344 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions151 ft deep x 98 ft wide
PorchSlab
Porch Area40 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1304 E MAIN ST
CityTROY
StateOH
Zip45373-3453
Property CategoryCommercial
Property TypeCommercial > Office > Multi-Story Office Building
Legal DescriptionIL 6223
Legal SubdivisionANNEXATION
Legal Lot Number6223
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group5
Census Block5000
Census Tract365200

Owner

Source: Miami County records · APN D08-057324

Assessment roll updated March 6, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1304 E MAIN ST, TROY, OH 45373-3453
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jul 20, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleOct 22, 1992
Deed Document Number20202020OR-09744
Record UpdatedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMar 21, 2022
Property Address1304 E MAIN ST, TROY, OH 45373-3453
Document Number0000004490
Map ReferenceMB 10 PG 148
Instrument DateMar 18, 2022
Instrument2022OR-04490
Transaction TypeTransfer
Record UpdatedNov 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 E MAIN ST, TROY, OH 45373-3453

Mortgage

Document Number0000004491
DateMar 21, 2022
Instrument2022OR-04491
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJul 20, 2020
Property Address1304 E MAIN ST, TROY, OH 45373-3453
Document Number0000009744
Instrument DateJul 17, 2020
Instrument9744
Transaction TypeTransfer
Record UpdatedAug 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address214 WINDY CT BEAVERCREEK OH 454346258, BEAVERCREEK, OH 45434-6258

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,799.00 (+16%)$76,270 (+36.44%) Land $12,950 Building $63,320$217,900 (+36.44%) Land $37,000 Building $180,900
2024$3,275.00 (+2.15%)$55,900 (-) Land $10,780 Building $45,120
2023$3,206.00 (+8.64%)$55,900 (-) Land $10,780 Building $45,120$159,700 (-) Land $30,800 Building $128,900
2022$2,951.00$55,900 Land $10,780 Building $45,120$159,700 Land $30,800 Building $128,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 1% of the US · above 4% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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