1110 E Main St, Troy, OH 45373 Property Records

Miami County property record for 1110 E Main St, Troy, OH 45373 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1935
Lot Size	0.276 acres (12,040 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2025)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-026480`

Property Details

APN / Parcel Number

Primary APN	`D08-026480`
Alternative APNs	`050627.2-24-004-00` `D08SE008 02100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area
1st Floor Area	988 sqft
2nd Floor Area	816 sqft
Upper Floors Area	816 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,040 sqft (0.276 acres)
Lot Dimensions	162 ft deep x 152 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE008 02100
Street Address	1110 E MAIN ST
City	TROY
State	OH
Zip	45373-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 2651 (.1321AC.) PT OL 120 CEN PT (.1069AC.) VAC R/W (.0374AC.)
Legal Subdivision	CITY/TROY
Legal Lot Number	2651
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3009
Census Tract	365200

Owner

Source: Miami County records · APN D08-026480

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1110 E MAIN ST, TROY, OH 45373-3449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2025	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Feb 18, 2025	Intrafamily Transfer, Transfer
Nov 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC
Jan 10, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2025 · Amount on Record
Deed Sale	Sep 03, 2025 · Amount on Record
Prior Sale	Jan 10, 2019 · Amount on Record
Deed Document Number	1591
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 03, 2025
Property Address	1110 E MAIN ST, TROY, OH 45373-3449
Document Number	0000009907
Instrument Date	Aug 29, 2025
Instrument	2025OR-09907
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 E MAIN ST, TROY, OH 45373-3449

Mortgage

Document Number	0000009908
Date	Sep 03, 2025
Instrument	2025OR-09908

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Feb 18, 2025
Property Address	1110 E MAIN ST, TROY, OH 45373-3449
Document Number	0000001591
Instrument Date	Jan 27, 2025
Instrument	2025OR-01591
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7633 BRADFORD BLOOMER RD, BRADFORD, OH 45308-9707

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1110 E MAIN ST, TROY, OH 45373-3449
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016299
Date	Nov 03, 2020
Instrument	2020OR-16299

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 10, 2019
Property Address	1110 E MAIN ST, TROY, OH 45373-3449
Document Number	0000000404
Instrument Date	Dec 28, 2018
Instrument	404
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$319.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1110 E MAIN ST TROY OH 453733449, TROY, OH 45373-3449

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,199.00 (+32.24%) Homeowner's exemption	$92,820 (+44.99%) Land $10,570 Building $82,250	$265,200 (+45%) Land $30,200 Building $235,000
2024	$2,419.00 (+2.24%) Homeowner's exemption	$64,020 (-) Land $11,030 Building $52,990
2023	$2,366.00 (+17.42%) Homeowner's exemption	$64,020 (-) Land $11,030 Building $52,990	$182,900 (-) Land $31,500 Building $151,400
2022	$2,015.00 Homeowner's exemption	$64,020 Land $11,030 Building $52,990	$182,900 Land $31,500 Building $151,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Benton Ridge Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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