1127 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 1127 S Main St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 5,375 sqft · built 1900
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Mar 2018)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-193-12-013.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-12-013.000`
Alternative APN	`590000279430`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	21 Rooms
Stories	2 Stories
Building Area	5,375 sqft Living Area
1st Floor Area	2,165 sqft
Basement Area	2,165 sqft
Unfinished Basement	2,165 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	203 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1127 S MAIN ST
City	FINDLAY
State	OH
Zip	45840-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAWSON ADD LOT 1622
Legal Subdivision	RAWSON ADD
Legal Lot Number	1622
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5003
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1127 S MAIN ST, FINDLAY, OH 45840-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit AXOS BANK
Jun 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AXOS BANK
Mar 2, 2018	Survivorship Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Mar 3, 1998 · Amount on Record
Deed Document Number	20181610
Deed Book / Page	2534 / 533
Last Transfer Date	May 19, 2020
Transfer Doc	02569/5354
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1127 S MAIN ST, FINDLAY, OH 45840-2238
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02607/3942
Date	Dec 14, 2023
Book Page	2607/3942
Instrument	202300008245

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1127 S MAIN ST, FINDLAY, OH 45840-2238
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	KINGDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02587/4001
Date	Oct 7, 2021
Book Page	2587/4001
Instrument	202100011753

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jun 24, 2020
Property Address	1127 S MAIN ST, FINDLAY, OH 45840-2238
Document Number	02569/5354
Book / Page	2569 / 5354
Instrument Date	May 19, 2020
Instrument	202000005846
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1127 S MAIN ST, FINDLAY, OH 45840-2238

Mortgage

Document Number	202000005847
Date	Jun 24, 2020
Instrument	202000005847

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

March 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 2, 2018
Property Address	1127 S MAIN ST, FINDLAY, OH 45840-2238
Document Number	02534/0533
Book / Page	2534 / 0533
Instrument Date	Feb 26, 2018
Instrument	201800001610
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	NOT AVAILABLE, WHITMAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 S MAIN ST, FINDLAY, OH 45840-2238

Mortgage

Document Number	201800001611
Date	Mar 2, 2018
Instrument	201800001611

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,785.00 (-10.46%) Homeowner's exemption	$123,480 (+3.75%) Land $14,110 Building $109,370	$352,800 (+3.74%) Land $40,320 Building $312,480
2024	$4,227.00 (-0.17%)	$119,020 (-) Land $10,080 Building $108,940
2023	$4,234.00 Homeowner's exemption	$119,020 Land $10,080 Building $108,940
2022			$340,070 Land $28,800 Building $311,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.

1127 S Main St, Findlay, OH 45840 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Survivorship Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Main St

Nearby Streets

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