1109 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 1109 S Main St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 6,694 sqft · built 1888
Lot Size0.464 acres (20,216 sqft)
Owner2 Individual Names on Record
Tax Bill$9,168 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1011-193-12-011.000

Property Details

APN / Parcel Number

Primary APN1011-193-12-011.000
Alternative APN
  • 210001030341

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms22 Rooms
Stories2 Stories
Building Area6,694 sqft Living Area
1st Floor Area2,865 sqft
2nd Floor Area2,606 sqft
Basement Area2,865 sqft
Unfinished Basement2,865 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialSlate
Lot Area20,216 sqft (0.464 acres)
Lot Dimensions120 ft deep x 58 ft wide
PorchSlab
Porch Area938 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1109 S MAIN ST
CityFINDLAY
StateOH
Zip45840-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAWSON ADD W PT LOT 1618-1620 & W PT LOT 1621 N3.5FT
Legal SubdivisionRAWSON ADD
Legal Lot Number1621
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group5
Census Block5003
Census Tract800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1109 S MAIN ST, FINDLAY, OH 45840-2238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1109 S MAIN ST, FINDLAY, OH 45840-2238
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2577/1168
DateJan 4, 2021
Book Page2577/1168
Instrument202100000075
Lender
NameMILLSTREAM AREA CU INC
TypeCredit Union
AddressFINDLAY, OH 45840
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,168.00 (+4%)$299,060 (+20.7%) Land $27,970 Building $271,090$854,460 (+20.69%) Land $79,920 Building $774,540
2023$8,815.00 Homeowner's exemption$247,780 Land $19,980 Building $227,800
2022$707,960 Land $57,090 Building $650,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.

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