1129 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 1129 S Main St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,550 sqft · built 1920
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$198,900 (Mar 2002)
Tax Bill$3,502 (2025)
Deeds & MortgagesJul 2017 Line of Credit
May 2019 Second Mortgage
Flood ZoneZone X (minimal risk)
APN1011-193-12-014.000

Property Details

APN / Parcel Number

Primary APN1011-193-12-014.000
Alternative APN
  • 590000279440

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,550 sqft Living Area
1st Floor Area1,412 sqft
2nd Floor Area1,138 sqft
Upper Floors Area1,138 sqft
Basement Area1,138 sqft
Unfinished Basement1,138 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area155 sqft
Deck Area156 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1129 S MAIN ST
CityFINDLAY
StateOH
Zip45840-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAWSON ADD LOT 1623
Legal SubdivisionRAWSON ADD
Legal Lot Number1623
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group5
Census Block5003
Census Tract800

Owner

1129 S Main St is owned and occupied by an individual who bought it in March 2002.

Source: Hancock County records, as of May 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1129 S MAIN ST, FINDLAY, OH 45840-2238
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2017Deed of Trust, Mortgage · Line of Credit
USX FEDERAL CU
May 28, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
USX FEDERAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2002 · Amount on File
Deed SaleMar 1, 2002 · Amount on File
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1129 S MAIN ST, FINDLAY, OH 45840-2238
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2523/0268
DateJul 24, 2017
Book Page2523/0268
Instrument201700006334
Lender
NameUSX FEDERAL CU
TypeCredit Union
AddressCRANBERRY TOWNSHIP, PA 16066
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1129 S MAIN ST, FINDLAY, OH 45840-2238
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2558/0265
DateMay 28, 2019
Book Page2558/0265
Instrument201900004069
Lender
NameUSX FEDERAL CU
TypeCredit Union
AddressCRANBERRY TOWNSHIP, PA 16066
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term84 Months
DueMay 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1129 S Main St was $3,502 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,502.00$114,250 Land $14,110 Building $100,140$326,420 Land $40,320 Building $286,100
2023$3,349.00 Homeowner's exemption$94,140 Land $10,080 Building $84,060
2022$268,970 Land $28,800 Building $240,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1129 S Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1129 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.

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