1127 Ladera Way, Belmont, CA 94002 Property Records

San Mateo County property record for 1127 Ladera Way, Belmont, CA 94002

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,290 sqft · built 1955
Lot Size0.16 acres (6,966 sqft)
OwnerCompany Name on Record
Tax Bill$3,310 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN045-082-210

Property Details

APN / Parcel Number

Primary APN045-082-210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,290 sqft Living Area
Gross Area2,010 sqft
1st Floor Area1,290 sqft
Basement Area720 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area6,966 sqft (0.16 acres)
Lot Dimensions104 ft deep x 67 ft wide
Garage TypeBasement
Garage Area720 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1127 LADERA WAY
CityBELMONT
StateCA
Zip94002-3663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 13 BLOCK 5 CARLMONT NO 2 RSM 40/41 CITY OF BELMONT
Legal SubdivisionCARLMONT NO 2
Legal Block5
Legal Lot Number13
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2010
Census Tract609000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1127 LADERA WAY, BELMONT, CA 94002-3663
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 2, 1996
Transfer Doc0000058904
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1127 LADERA WAY, BELMONT, CA 94002-3663
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099280
DateNov 8, 2017
Instrument2017-099280
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBelmont City
CountySan Mateo County
Elementary School DistrictBelmont-Redwood Shores Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,982 (+2%) Land $34,978 Building $88,004
2025$3,310.00 (+8.95%) Homeowner's exemption$120,572 (+4.04%) Land $34,293 Building $86,279
2023$3,038.00 (-1.17%) Homeowner's exemption$115,892 Land $32,962 Building $82,930$2,026,800
2022$3,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1980–2014)
Claims Outside the SFHA2 of 6
Most Recent ClaimDec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMID-PENINSULA WATER DISTRICT
serves 31,059 people · EPA ID CA4110001
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks.

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