1135 Ladera Way, Belmont, CA 94002 Property Records

San Mateo County property record for 1135 Ladera Way, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1955
Lot Size	0.18 acres (7,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,000,000 (Apr 2024)
Tax Bill	$36,400 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-082-190`

Property Details

APN / Parcel Number

Primary APN	`045-082-190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,650 sqft Living Area
Gross Area	2,370 sqft
1st Floor Area	1,290 sqft
Basement Area	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	7,842 sqft (0.18 acres)
Lot Dimensions	131 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1135 LADERA WAY
City	BELMONT
State	CA
Zip	94002-3663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 15 BLOCK 5 CARLMONT NO 2 RSM 40/41 CITY OF BELMONT
Legal Subdivision	CARLMONT NO 2
Legal Block	5
Legal Lot Number	15
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2010
Census Tract	609000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1135 LADERA WAY, BELMONT, CA 94002-3663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 10, 2024	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Sep 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	Nov 14, 2003 · Amount on Record
Deed Document Number	202418537
Prior Transfer Date	Aug 23, 2019
Prior Transfer Doc	0000071554
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1135 LADERA WAY, BELMONT, CA 94002-3663
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	RADIAN TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 LADERA WAY, BELMONT, CA 94002-3663

Mortgage

Document Number	0000001336
Date	Jan 9, 2026
Instrument	2026-001336

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.4%
Index	SOFR Average 30-Day
Max Rate	10.4%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 10, 2024
Property Address	1135 LADERA WAY, BELMONT, CA 94002-3663
Document Number	0000018537
Map Reference	MB 40 PG 41
Instrument Date	Apr 2, 2024
Instrument	2024-018537
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1135 LADERA WAY, BELMONT, CA 94002-3663

Mortgage

Document Number	0000018538
Date	Apr 10, 2024
Instrument	2024-018538

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1135 LADERA WAY, BELMONT, CA 94002-3663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 LADERA WAY, BELMONT, CA 94002-3663

Mortgage

Document Number	0000128424
Date	Nov 13, 2020
Instrument	2020-128424

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 4, 2019
Property Address	1135 LADERA WAY, BELMONT, CA 94002-3663
Document Number	0000071554
Instrument Date	Sep 3, 2019
Instrument	71554
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1135 LADERA WAY BELMONT CA 940023663, BELMONT, CA 94002-3663

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,121,200 (+2%) Land $2,080,800 Building $1,040,400
2025	$36,400.00 (+189.28%) Homeowner's exemption	$3,060,000 (+218.75%) Land $2,040,000 Building $1,020,000
2023	$12,583.00 (+3.05%)	$960,004 Land $480,002 Building $480,002	$2,049,750
2022	$12,211.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2014)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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