1120 Ladera Way, Belmont, CA 94002 Property Records

San Mateo County property record for 1120 Ladera Way, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,686 sqft · built 1955
Lot Size	0.31 acres (13,499 sqft)
Owner	2 Company Names on Record
Last Sale	$2,329,000 (Aug 2016)
Tax Bill	$33,116 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`045-081-090`

Property Details

APN / Parcel Number

Primary APN	`045-081-090`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,686 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	1,290 sqft
Basement Area	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	13,499 sqft (0.31 acres)
Garage Type	Basement
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1120 LADERA WAY
City	BELMONT
State	CA
Zip	94002-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 26 BLOCK 4 CARLMONT NO 2 RSM 40/41 CITY OF BELMONT
Legal Subdivision	CARLMONT NO 2
Legal Block	4
Legal Lot Number	26
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2007
Census Tract	609000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1120 LADERA WAY, BELMONT, CA 94002-3643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2016 · Amount on Record
Deed Sale	Aug 4, 2016 · Amount on Record
Prior Sale	Feb 28, 2014 · Amount on Record
Deed Document Number	201676286
Last Transfer Date	Feb 6, 2018
Transfer Doc	0000017473
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1120 LADERA WAY, BELMONT, CA 94002-3643
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008180
Date	Jan 30, 2020
Instrument	2020-008180

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 9, 2018
Property Address	1120 LADERA WAY, BELMONT, CA 94002-3643
Document Number	0000017473
Instrument Date	Feb 6, 2018
Instrument	17473
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1120 LADERA WAY BELMONT CA 940023643, BELMONT, CA 94002-3643

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,756,912 (+2%) Land $1,378,456 Building $1,378,456
2025	$33,116.00 (+5.13%) Homeowner's exemption	$2,702,856 (+4.04%) Land $1,351,428 Building $1,351,428
2023	$31,500.00 (+5.02%) Homeowner's exemption	$2,597,902 Land $1,298,951 Building $1,298,951	$2,344,140
2022	$29,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2014)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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