1120 E Wellsgate Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1120 E Wellsgate Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,839 sqft · built 2004
Lot Size	0.447 acres (19,451 sqft)
Owner	Individual Name on File
Last Sale	$718,200 (Sep 2023)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146Y-23-209.00`

Property Details

APN / Parcel Number

Primary APN	`146Y-23-209.00`
Alternative APNs	`088Q-23-053` `19774`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,839 sqft Living Area
1st Floor Area	2,119 sqft
2nd Floor Area	1,326 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asbestos
Lot Area	19,451 sqft (0.447 acres)
Lot Dimensions	165 ft deep x 117 ft wide
Deck Area	512 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19774
Street Address	1120 E WELLSGATE DR
City	OXFORD
State	MS
Zip	38655-5951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 WELLSGATE PHASE I PREV APN: 088Q-23-053
Legal Range	04W
Legal Township	08S
Legal Section	23
Legal Subdivision	WELLSGATE PHASE I
Legal Phase	1
Legal Lot Number	9
Jurisdiction	LAFAYETTE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2004
Census Tract	950404

Owner

1120 E Wellsgate Dr is owned and occupied by an individual who bought it in September 2023.

Source: Lafayette County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1120 E WELLSGATE DR, OXFORD, MS 38655-5951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Deed Document Number	20237300
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Sep 18, 2023
Property Address	1120 E WELLSGATE DR, OXFORD, MS 38655-5951
Document Number	0020237300
Map Reference	CAB B SL 30
Instrument Date	Sep 15, 2023
Instrument	2023-7300
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 SHREVE OAK CIR, OXFORD, MS 38655-1060

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1069 HIGHWAY 6 W, OXFORD, MS 38655-8530

Mortgage

Document Number	0020237301
Date	Sep 18, 2023
Instrument	2023-7301

Lender

Name	BOC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1120 E Wellsgate Dr was $4,739 with a homeowner's exemption.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,739.00 Homeowner's exemption	$50,651	$506,510 Land $70,000 Building $436,510
2023	$3,128.00 Senior Citizen's exemption	$41,290 (-)	$412,900 (-) Land $70,000 Building $342,900
2022	$3,128.00 Senior Citizen's exemption	$41,290	$412,900 Land $70,000 Building $342,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1120 E Wellsgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 E Wellsgate Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20