Union County property record for 1126 Turtle Ridge Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,543 sqft · built 2017 |
| Lot Size | 0.384 acres (16,727 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $207,000 (Jul 2017) |
| Tax Bill | $2,498 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-027-545 |
| Primary APN | 07-027-545 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,543 sqft Living Area |
| 1st Floor Area | 1,543 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 16,727 sqft (0.384 acres) |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 78 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1126 TURTLE RIDGE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-5 INDIA |
| Legal Description | #22 LAUREL CREEK OPCH550-551 |
| Legal Subdivision | LAUREL CREEK |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20321 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1126 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| May 2, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 25, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2017 · Amount on Record |
| Deed Sale | Jul 25, 2017 · Amount on Record |
| Prior Sale | Jul 25, 2017 · Amount on Record |
| Deed Document Number | 201721156 |
| Deed Book / Page | 6979 / 766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1126 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008373592 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 8373/592 |
| Instrument | 1823 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 2, 2018 |
| Property Address | 1126 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Document Number | 714974 |
| Book / Page | 007149 / 000074 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 11746 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2675 OLD CHARLOTTE HWY MONROE NC 281107364, MONROE, NC 28110-7364 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 25, 2017 |
| Property Address | 1126 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Document Number | 6979764 |
| Book / Page | 006979 / 000764 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 21155 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2675 OLD CHARLOTTE HWY MONROE NC 281107364, MONROE, NC 28110-7364 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,000 (-) Land $69,000 Building $304,000 | $373,000 (-) Land $69,000 Building $304,000 | |
| 2025 | $2,498.00 (+13.29%) | $373,000 (+43.02%) Land $69,000 Building $304,000 | $373,000 (+43.02%) Land $69,000 Building $304,000 |
| 2023 | $2,205.00 | $260,800 Land $40,700 Building $220,100 | $260,800 Land $40,700 Building $220,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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