Union County property record for 1122 Turtle Ridge Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,558 sqft · built 2017 |
| Lot Size | 0.415 acres (18,077 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,500 (Sep 2017) |
| Tax Bill | $2,527 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-027-543 |
| Primary APN | 07-027-543 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 18,077 sqft (0.415 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Porch | Slab |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1122 TURTLE RIDGE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-5 INDIA |
| Legal Description | #20 LAUREL CREEK OPCH550-551 |
| Legal Subdivision | LAUREL CREEK |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20321 |
1122 Turtle Ridge Dr, a rural home, is owned and occupied by two individuals who bought it in September 2017.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1122 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI TOWNE CTR MTG |
| Sep 15, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2017 · Amount on File |
| Deed Sale | Sep 15, 2017 · Amount on File |
| Prior Sale | Sep 15, 2017 · Amount on File |
| Deed Document Number | 201727170 |
| Deed Book / Page | 664 / 665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 15, 2017 |
| Property Address | 1122 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Document Number | 7015664 |
| Book / Page | 007015 / 000664 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 27170 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $423.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1122 TURTLE RIDGE DR MONROE NC 281107103, MONROE, NC 28110-7103 |
| Document Number | 7015666 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 007015/000666 |
| Instrument | 27171 |
| Name | TOWNE CTR MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 14, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 15, 2017 |
| Property Address | 1122 TURTLE RIDGE DR, MONROE, NC 28110-7103 |
| Document Number | 7015662 |
| Book / Page | 007015 / 000662 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 27169 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2675 OLD CHARLOTTE HWY MONROE NC 281107364, MONROE, NC 28110-7364 |
The 2025 property tax bill for 1122 Turtle Ridge Dr was $2,527.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,900 (-) Land $69,000 Building $307,900 | $376,900 (-) Land $69,000 Building $307,900 | |
| 2025 | $2,527.00 | $376,900 Land $69,000 Building $307,900 | $376,900 Land $69,000 Building $307,900 |
| 2023 | $2,215.00 | $262,000 Land $40,700 Building $221,300 | $262,000 Land $40,700 Building $221,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1122 Turtle Ridge Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1122 Turtle Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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