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1121 Turtle Ridge Dr, Monroe, NC 28110 Property Records

Union County property record for 1121 Turtle Ridge Dr, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,352 sqft · built 2006
Lot Size0.193 acres (8,407 sqft)
OwnerCompany Name on Record
Last Sale$344,000 (Feb 2022)
Tax Bill$2,195 (2025)
Deeds & MortgagesJun 2022 Mortgage
Feb 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-027-600

Property Details

APN / Parcel Number

Primary APN07-027-600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Lot Area8,407 sqft (0.193 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1121 TURTLE RIDGE DR
CityMONROE
StateNC
Zip28110-7103
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-5 INDIA
Legal Description#77 LAUREL CREEK OPCH550-551
Legal SubdivisionLAUREL CREEK
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group3
Census Block3001
Census Tract20321

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage · Unknown
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Feb 3, 2022Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Apr 24, 2018Warranty Deed, Transfer · Conventional Mortgage
MASTER TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2022 · Amount on Record
Deed SaleFeb 3, 2022 · Amount on Record
Prior SaleApr 24, 2018 · Amount on Record
Deed Document Number20224351
Deed Book / Page8390 / 722
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1121 TURTLE RIDGE DR, MONROE, NC 28110-7103
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyOS NATIONAL RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000851415
DateJun 30, 2022
Book Page8514/15
Instrument23381
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeUnknown
AmountAmount Recorded
Term61 Months
DueJul 9, 2027

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 3, 2022
Property Address1121 TURTLE RIDGE DR, MONROE, NC 28110-7103
Document Number0008390722
Book / Page8390 / 722
Map ReferenceCAB H FILE 550&551
Instrument DateFeb 3, 2022
Instrument4351
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$688.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address317 CHURCH ST, 317, LOCUST, NC 28097-9696

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1121 TURTLE RIDGE DR, MONROE, NC 28110-7103
Transaction TypeMortgage
Record UpdatedJul 19, 2021
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8157612
DateJul 1, 2021
Book Page8157/612
Instrument31270
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 24, 2018
Property Address1121 TURTLE RIDGE DR, MONROE, NC 28110-7103
Document Number7142852
Book / Page7142 / 852
Map ReferenceFILE 550&551
Instrument DateApr 24, 2018
Instrument0010797
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyMASTER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address843 VANDENBURG DR, 843, SPARTANBURG, SC 29316-9305

Transferred To (Grantee/Buyer)

NameVerified Name
Address1121 TURTLE RIDGE DR, MONROE, NC 28110-7103

Mortgage

Document Number, 0010798
DateApr 24, 2018
Instrument0010798
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,600 (-) Land $69,000 Building $257,600$326,600 (-) Land $69,000 Building $257,600
2025$2,195.00 (+14.5%)$326,600 (+44.58%) Land $69,000 Building $257,600$326,600 (+44.58%) Land $69,000 Building $257,600
2023$1,917.00$225,900 Land $40,700 Building $185,200$225,900 Land $40,700 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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