1126 Providence Ct, Frederick, MD 21703 Property Records

Frederick County property record for 1126 Providence Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,024 sqft · built 1985
Lot Size	0.035 acres (1,557 sqft)
Owner	Individual Name on File
Last Sale	$153,500 (Jul 2004)
Tax Bill	$3,699 (2023)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-134055`

Property Details

APN / Parcel Number

Primary APN	`02-134055`
Alternative APNs	`2134055` `134055`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,024 sqft Total Area
1st Floor Area	512 sqft

Exterior

Year Built	Built 1985
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,557 sqft (0.035 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	134055
Old Parcel Number	2134055
Street Address	1126 PROVIDENCE CT
City	FREDERICK
State	MD
Zip	21703-3969
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 4 SEC IV PART 1 BL 33- 1557 SQ FT FREDERICK HEIGHTS
Legal Subdivision	FREDERICK HEIGHTS
Legal Block	33
Legal Lot Number	4
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3012
Census Tract	750505

Owner

Source: Frederick County records · APN 02-134055

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1126 PROVIDENCE CT, FREDERICK, MD 21703-3969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2004 · Amount on Record
Deed Sale	Jul 23, 2004 · Amount on Record
Prior Sale	Dec 21, 1999 · Amount on Record
Deed Document Number	045600
Deed Book / Page	04745 / 0461
Record Updated	Jun 07, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1126 PROVIDENCE CT, FREDERICK, MD 21703-3969
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	VERUS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 PROVIDENCE CT, FREDERICK, MD 21703-3969

Mortgage

Document Number	0162670298
Date	Dec 20, 2022
Book Page	16267/298

Lender

Name	ENCOMPASS LENDING GROUP LP
Type	Mortgage Company
Address	KATY, TX 77494

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,699.00	$200,900	$233,900 Land $85,000 Building $148,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Shenandoah Telecommunications Company, T-Mobile USA.

Based on FCC filings for 670 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FREDERICK serves 54,000 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.