1129 Providence Ct, Frederick, MD 21703 Property Records

Frederick County property record for 1129 Providence Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,024 sqft · built 1985
Lot Size	0.036 acres (1,580 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Apr 2003)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-134365`

Property Details

APN / Parcel Number

Primary APN	`02-134365`
Alternative APNs	`2134365` `134365`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,024 sqft Living Area
1st Floor Area	512 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,580 sqft (0.036 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	134365
Street Address	1129 PROVIDENCE CT
City	FREDERICK
State	MD
Zip	21703-3900
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 2R SEC IV PART 1 BL 30- 1580 SQ FT FREDERICK HEIGHTS
Legal Subdivision	FREDERICK HEIGHTS
Legal Block	30
Legal Lot Number	2R
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3012
Census Tract	750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10512 GREEN VALLEY RD, UNION BRIDGE, MD 21791-8420
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Loan Modification, Mortgage WOODSBORO BK
May 28, 2019	Loan Modification, Mortgage WOODSBORO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2003 · Amount on Record
Deed Sale	Apr 15, 2003 · Amount on Record
Deed Document Number	20032406
Deed Book / Page	3689 / 1
Record Updated	Sep 20, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	1129 PROVIDENCE CT, FREDERICK, MD 21703-3900
Document Number	0140810011
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10512 GREEN VALLEY RD UNION BRIDGE MD 217918420, UNION BRIDGE, MD 21791-8420

Mortgage

Document Number	0140810011
Date	Sep 17, 2020
Book Page	014081/000011

Lender

Name	WOODSBORO BK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Amount	Amount Recorded

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	1129 PROVIDENCE CT, FREDERICK, MD 21703-3900
Document Number	0130950076
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10512 GREEN VALLEY RD UNION BRIDGE MD 217918420, UNION BRIDGE, MD 21791-8420

Mortgage

Document Number	0130950076
Date	Jul 19, 2019
Book Page	013095/000076

Lender

Name	WOODSBORO BK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,933 (+2.39%)	$243,800 (+7.16%) Land $85,000 Building $158,800
2025	$4,240.00 (+17.65%)	$227,500 (+16.29%) Land $85,000 Building $142,500	$227,500 (-) Land $85,000 Building $142,500
2023	$3,604.00	$195,633	$227,500 Land $85,000 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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