Frederick County property record for 1123 Providence Ct, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,024 sqft · built 1985 |
| Lot Size | 0.036 acres (1,557 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,988 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-134330 |
| Primary APN | 02-134330 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 512 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,557 sqft (0.036 acres) |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 134330 |
|---|---|
| Street Address | 1123 PROVIDENCE CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-3970 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | LOT 5R SEC IV PART 1 BL 30- 1557 SQ FT FREDERICK HEIGHTS |
| Legal Subdivision | FREDERICK HEIGHTS SEC 04 |
| Legal Block | 30 |
| Legal Lot Number | 5R |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 750505 |
Source: Frederick County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1123 PROVIDENCE CT, FREDERICK, MD 21703-3970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 15, 2026 | Gift Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 7, 2021 | Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 |
| Deed Sale | Jan 15, 2026 |
| Prior Sale | Jun 7, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 17686 / 452 |
| Prior Transfer Date | Nov 4, 2025 |
| Prior Transfer Doc | 0176860452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 15, 2026 |
| Property Address | 1123 PROVIDENCE CT, FREDERICK, MD 21703-3970 |
| Document Number | 0176860452 |
| Book / Page | 17686 / 452 |
| Map Reference | MB 59 PL 188 |
| Instrument Date | Nov 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | AMERICAS TITLE GROUP, THE AMERICAS TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1123 PROVIDENCE CT, FREDERICK, MD 21703-3970 |
| Document Number | 0017686456 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 17686/456 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 7, 2021 |
| Property Address | 1123 PROVIDENCE CT, FREDERICK, MD 21703-3970 |
| Document Number | 0149680086 |
| Book / Page | 14968 / 86 |
| Map Reference | MB 59 PL 188 |
| Instrument Date | May 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1123 PROVIDENCE CT, FREDERICK, MD 21703-3970 |
| Document Number | 0001496893 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 14968/93 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,988.00 (+6.77%) | $213,700 (+15.95%) Land $85,000 Building $128,700 | $213,700 (-) Land $85,000 Building $128,700 |
| 2024 | $3,735.00 (+9.82%) | ||
| 2023 | $3,401.00 | $184,300 | $213,700 Land $85,000 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Shenandoah Telecommunications Company, T-Mobile USA.
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