1126 Cottontail Rd, Vista, CA 92081 Property Records

San Diego County property record for 1126 Cottontail Rd, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 1992
Lot Size	0.114 acres (4,956 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Dec 2021)
Tax Bill	$665 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-381-20-00`

Property Details

APN / Parcel Number

Primary APN	`217-381-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	4,956 sqft (0.114 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1126 COTTONTAIL RD
City	VISTA
State	CA
Zip	92081-8621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 76 TR 010150
Legal Subdivision	VISTA #79-5
Legal Tract	010150
Legal Block	3
Legal Lot Number	76
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	19905

Owner

1126 Cottontail Rd is owned and occupied by two individuals who bought it in December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1126 COTTONTAIL RD, VISTA, CA 92081-8621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Dec 22, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Nov 8, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Mar 5, 2007 · Amount on File
Deed Document Number	2021861293
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0000774075
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1126 COTTONTAIL RD, VISTA, CA 92081-8621
Transaction Type	Mortgage
Record Updated	Mar 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 COTTONTAIL RD, VISTA, CA 92081-8621

Mortgage

Document Number	0000046519
Date	Feb 20, 2026
Instrument	2026-0046519

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2021
Property Address	1126 COTTONTAIL RD, VISTA, CA 92081-8621
Document Number	0000861293
Map Reference	MAP 10150
Instrument Date	Dec 9, 2021
Instrument	2021-0861293
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1126 COTTONTAIL RD, VISTA, CA 92081-8621

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2021
Property Address	1126 COTTONTAIL RD, VISTA, CA 92081-8621
Document Number	0000774075
Map Reference	MAP 1015
Instrument Date	Nov 3, 2021
Instrument	2021-0774075
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 AVOCADO AVE, BEAVERTON, OR 97076

Tax Assessment & Valuation

The 2025 property tax bill for 1126 Cottontail Rd was $665 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$62,383 (+2%) Land $44,044 Building $18,339
2025	$665.00 Homeowner's exemption	$61,161 Land $43,181 Building $17,980
2023	$1,273.00 (-5.42%) Homeowner's exemption	$58,788 Land $41,505 Building $17,283
2022	$1,346.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1126 Cottontail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1126 Cottontail Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Nearby Properties on Cottontail Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures