1124 Cottontail Rd, Vista, CA 92081 Property Records

San Diego County property record for 1124 Cottontail Rd, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 1992
Lot Size	0.112 acres (4,892 sqft)
Owner	Individual Name on File
Last Sale	$493,000 (Jul 2020)
Tax Bill	$5,564 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217-381-19-00`

Property Details

APN / Parcel Number

Primary APN	`217-381-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Tile
Lot Area	4,892 sqft (0.112 acres)
Lot Dimensions	90 ft deep x 52 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1124 COTTONTAIL RD
City	VISTA
State	CA
Zip	92081-8621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 75 TR 010150
Legal Subdivision	VISTA #79-5
Legal Tract	010150
Legal Block	3
Legal Lot Number	75
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	19905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1124 COTTONTAIL RD, VISTA, CA 92081-8621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 5, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 24, 2018	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 29, 2020	Grant Deed, Transfer · Line of Credit WELLS FARGO BANK NA
Jul 29, 2020	Affidavit of Death, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Apr 2, 2015 · Amount on File
Deed Document Number	2020416011
Prior Transfer Date	Jul 7, 2020
Prior Transfer Doc	0000416010
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1124 COTTONTAIL RD, VISTA, CA 92081-8621
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 LIVE OAK RD 91, 91, VISTA, CA 92081-5419

Mortgage

Document Number	0000532439
Date	Jul 27, 2021
Instrument	2021-0532439

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1124 COTTONTAIL RD, VISTA, CA 92081-8621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203351
Date	May 5, 2017
Instrument	2017-0203351

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1124 COTTONTAIL RD, VISTA, CA 92081-8621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161493
Date	Apr 24, 2018
Instrument	2018-0161493

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jun 1, 2047

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2020
Property Address	1124 COTTONTAIL RD, VISTA, CA 92081-8621
Document Number	0000416011
Map Reference	MAP 10150
Instrument Date	Jul 7, 2020
Instrument	2020-0416011
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 COTTONTAIL RD, VISTA, CA 92081-8621

Mortgage

Document Number	0000416012
Date	Jul 29, 2020
Instrument	2020-0416012

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2020
Property Address	1124 COTTONTAIL RD, VISTA, CA 92081-8621
Document Number	0000416010
Instrument Date	Jul 7, 2020
Instrument	416010
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 HORTON AVE STOCKTON CA 952063152, STOCKTON, CA 95206-3152

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$444,938 (+2%) Land $257,541 Building $187,397
2025	$5,564.00 (+7.6%) Homeowner's exemption	$436,215 (+4.04%) Land $252,492 Building $183,723
2023	$5,171.00 (+0.23%) Homeowner's exemption	$419,279 Land $242,689 Building $176,590
2022	$5,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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