1120 Cottontail Rd, Vista, CA 92081 Property Records

San Diego County property record for 1120 Cottontail Rd, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1992
Lot Size	0.113 acres (4,943 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Jul 2026)
Tax Bill	$5,320 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`217-381-17-00`

Property Details

APN / Parcel Number

Primary APN	`217-381-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	4,943 sqft (0.113 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1120 COTTONTAIL RD
City	VISTA
State	CA
Zip	92081-8619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 73 TR 010150
Legal Subdivision	VISTA #79-5
Legal Tract	010150
Legal Block	3
Legal Lot Number	73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	19905

Owner

1120 Cottontail Rd is owned and occupied by two individuals who bought it in July 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 7, 2024	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 3, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Jun 30, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Feb 15, 2018	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Apr 7, 2015 · Amount on File
Deed Document Number	2026200886
Prior Transfer Date	Sep 30, 2006
Prior Transfer Doc	0000719611
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2026
Property Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619
Document Number	0000200886
Instrument Date	Jul 1, 2026
Instrument	2026200886
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,992.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619

Mortgage

Document Number	0000200887,
Date	Jul 14, 2026
Instrument	2026200887

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619

Mortgage

Document Number	0000031647
Date	Feb 7, 2024
Instrument	2024-0031647

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 1, 2064

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619

Mortgage

Document Number	0000203030
Date	Jul 28, 2023
Instrument	2023-0203030

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	474 Months
Due	Jan 1, 2063

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619

Mortgage

Document Number	0000000731
Date	Jan 3, 2023
Instrument	2023-0000731

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2063

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619

Mortgage

Document Number	0000147796
Date	Feb 25, 2021
Instrument	2021-0147796

Lender

Name	CORELOGIC SOLEX
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298052
Date	Jun 30, 2017
Instrument	2017-0298052

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1120 COTTONTAIL RD, VISTA, CA 92081-8619
Document Number	0000068013
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1120 COTTONTAIL RD VISTA CA 920818619, VISTA, CA 92081-8619

Mortgage

Document Number	0000068013
Date	Feb 21, 2018
Instrument	68013

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Cottontail Rd was $5,320.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$422,923 (+2%) Land $266,012 Building $156,911
2025	$5,320.00 Homeowner's exemption	$414,632 Land $260,797 Building $153,835
2023	$4,947.00 (+0.24%) Homeowner's exemption	$398,533 Land $250,671 Building $147,862
2022	$4,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1120 Cottontail Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Cottontail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Nearby Properties on Cottontail Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures