1125 Co Rd 446, Five Points, AL 36855 Property Records

Chambers County property record for 1125 Co Rd 446, Five Points, AL 36855

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,835 sqft · built 1998
Lot Size	3.05 acres (132,924 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Oct 2006 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-01-09-29-0-001-013.002`

Property Details

APN / Parcel Number

Primary APN	`12-01-09-29-0-001-013.002`
Alternative APNs	`0109290001013002` `400835`

Interior

Full Baths	1 Bath
Building Area	1,835 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	132,924 sqft (3.05 acres)
Lot Dimensions	318 ft deep x 418 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Utility Building	900 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	400835
Street Address	1125 COUNTY ROAD 446
City	FIVE POINTS
State	AL
Zip	36855-2761
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOTS 14; 15 & 16BRANDON COVE SUB. PHASE 2F.C. C SL. 76IN SE1/4 OF SE1/4S29 T24N R28E
Legal Range	28
Legal Township	24
Legal Section	29
Legal Subdivision	BRANDON COVE SUB
Legal Phase	2
Legal Lot Number	14;15
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1021
Census Tract	953800

Owner

Source: Chambers County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1125 COUNTY ROAD 446, FIVE POINTS, AL 36855-2761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1125 COUNTY ROAD 446, FIVE POINTS, AL 36855-2761
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020065147
Date	Oct 10, 2006
Instrument	2006-5147

Lender

Name	CHARTER BANK
Type	Bank
Address	WEST POINT, GA 31833

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 15, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,200 (+161.79%) Land $17,200 Building $25,000	$211,000 (+30.75%) Land $86,000 Building $125,000
2023	Additional exemption filed	$16,120 Land $8,600 Building $7,520	$161,380 Land $86,020 Building $75,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 446

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