Chambers County property record for 1091 Co Rd 446, Five Points, AL 36855
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,975 sqft · built 1995 |
| Lot Size | 0.739 acres (32,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Jun 2013) |
| Tax Bill | $324 (2025) |
| Deeds & Mortgages | May 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-08-28-0-001-014.012 |
| Primary APN | 12-01-08-28-0-001-014.012 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,975 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Lot Area | 32,185 sqft (0.739 acres) |
| Lot Dimensions | 205 ft deep x 157 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 576 sqft |
| Sewer | Connected |
|---|
| Account Number | 410220 |
|---|---|
| Street Address | 1091 COUNTY ROAD 446 |
| City | FIVE POINTS |
| State | AL |
| Zip | 36855-2769 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 12 & BEG AT SE COR OF LOT 13, RUN NW'LY58.56', NE'LY204.95' TO BRANDON COVE LANE, SE'LY ALONG LANE 57.69', SW'LY203.4' TO |
| Legal Range | 28 |
| Legal Township | 24 |
| Legal Section | 28 |
| Legal Subdivision | BRANDON COVE SUB |
| Legal Phase | 2 |
| Legal Lot Number | 12,13 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | FIVE POINTS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 953800 |
Source: Chambers County assessment roll, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1091 COUNTY ROAD 446, FIVE POINTS, AL 36855-2769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2013 · Amount on Record |
| Deed Sale | Jun 18, 2013 · Amount on Record |
| Deed Document Number | 20132197 |
| Last Transfer Date | Nov 24, 2014 |
| Transfer Doc | 0020144001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1091 COUNTY ROAD 446, FIVE POINTS, AL 36855-2769 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/2088 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 2019/2088 |
| Name | CAPITAL CITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $324.00 (+4.85%) | $20,420 (+107.52%) Land $7,540 Building $12,880 | $102,100 (+3.81%) Land $37,700 Building $64,400 |
| 2024 | $309.00 Additional exemption filed | $9,840 (-) Land $3,400 Building $6,440 | $98,350 (-) Land $33,910 Building $64,440 |
| 2023 | $309.00 (-10.95%) Additional exemption filed | $9,840 (-) Land $3,400 Building $6,440 | $98,350 (-) Land $33,910 Building $64,440 |
| 2022 | $347.00 Additional exemption filed | $9,840 Land $3,400 Building $6,440 | $98,350 Land $33,910 Building $64,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telephone Electronics Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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