1189 Co Rd 446, Five Points, AL 36855 Property Records

Chambers County property record for 1189 Co Rd 446, Five Points, AL 36855 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,122 sqft · built 1997
Lot Size	0.532 acres (23,188 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Oct 2021)
Tax Bill	$638 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01-09-29-0-001-013.007`

Property Details

APN / Parcel Number

Primary APN	`12-01-09-29-0-001-013.007`
Alternative APNs	`0109290001013007` `334110` `479655`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	786 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,188 sqft (0.532 acres)
Lot Dimensions	187 ft deep x 124 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	479655
Street Address	1189 COUNTY ROAD 446
City	FIVE POINTS
State	AL
Zip	36855-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20BRANDON COVE SUB.PHASE 2F.C. C SL. 76IN SE1/4 OF SE1/4.S29 T24N R28E
Legal Range	28
Legal Township	24
Legal Section	29
Legal Subdivision	BRANDON COVE SUB
Legal Phase	2
Legal Lot Number	20
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1021
Census Tract	953800

Owner

Source: Chambers County records · APN 12-01-09-29-0-001-013.007

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1189 COUNTY ROAD 446, FIVE POINTS, AL 36855-2761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Book / Page	2021 / 4077
Record Updated	Jun 08, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Oct 12, 2021
Property Address	1189 COUNTY ROAD 446, FIVE POINTS, AL 36855-2761
Document Number	02021/4077
Book / Page	2021 / 4077
Map Reference	CAB C SL 76
Instrument Date	Oct 01, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	723 GOZA RD, FAYETTEVILLE, GA 30215-2813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1625 CHAMBERS RD, MCDONOUGH, GA 30253-5912

Mortgage

Document Number	0020214078
Date	Oct 12, 2021
Instrument	2021/4078

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$638.00 (+1.27%)	$33,336 (+102.04%) Land $5,220 Building $28,116	$166,680 (+0.98%) Land $26,100 Building $140,580
2024	$630.00 (-10.13%) Additional exemption filed	$16,500 (-) Land $2,600 Building $13,900	$165,060 (-) Land $26,070 Building $138,990
2023	$701.00 (-50.04%) Additional exemption filed	$16,500 (-50.03%) Land $2,600 Building $13,900	$165,060 (-) Land $26,070 Building $138,990
2022	$1,403.00	$33,020 Land $5,220 Building $27,800	$165,060 Land $26,070 Building $138,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chambers County (01017C), updated February 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010179538001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 66% of Alabama
Wildfire Likelihood	About 1 in 794 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telephone Electronics	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.