1125 Carmona Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1125 Carmona Pl, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 2013
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2013)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028332-2470`

Property Details

APN / Parcel Number

Primary APN	`028332-2470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	1,442 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1125 CARMONA PL
City	SAINT AUGUSTINE
State	FL
Zip	32092-4790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	56/91-98 SEVILLA AT WORLD COMMERCE PHASE 2 LOT 247 OR3762/1688
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SEVILLA AT WORLD COMMERCE PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	247
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2002
Census Tract	20906

Owner

1125 Carmona Pl is owned and occupied by two individuals who bought it in July 2013.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1125 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage JAX FCU
Nov 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2013 · Amount on File
Deed Sale	Jul 17, 2013 · Amount on File
Prior Sale	Feb 26, 2013 · Amount on File
Deed Document Number	201347552
Deed Book / Page	3762 / 1688
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1125 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790

Mortgage

Document Number	0053341228
Date	Aug 4, 2021
Book Page	5334/1228
Instrument	2021085824

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1125 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Document Number	0051361757
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1125 CAMONA PL ST AUGUSTINE FL 32092, ST AUGUSTINE, FL 32092

Mortgage

Document Number	0051361757
Date	Dec 29, 2020
Book Page	005136/001757
Instrument	119028

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2040

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1125 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790
Document Number	0046421877
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1125 CARMONA PL ST AUGUSTINE FL 320924790, ST AUGUSTINE, FL 32092-4790

Mortgage

Document Number	0046421877
Date	Nov 19, 2018
Book Page	004642/001877
Instrument	83262

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1125 Carmona Pl was $4,271 with a homeowner's exemption, up 9.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,707 (+2.7%)	$336,246 (-13.47%) Land $86,500 Building $249,746
2025	$4,271.00 (+9.07%) Homeowner's exemption	$235,352 (+2.9%)	$388,576 (+9.4%) Land $86,500 Building $302,076
2024	$3,916.00 (+1.4%) Homeowner's exemption	$228,719 (+3%)	$355,187 (-6.12%) Land $82,500 Building $272,687
2023	$3,862.00 (+28.78%) Homeowner's exemption	$222,057 (+43.77%)	$378,342 (+29.37%) Land $81,760 Building $296,582
2022	$2,999.00 Homeowner's exemption	$154,453	$292,446 Land $81,760 Building $210,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1125 Carmona Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1125 Carmona Pl is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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