St. Johns County property record for 1120 Carmona Pl, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,181 sqft · built 2013 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,868 (Nov 2013) |
| Tax Bill | $4,097 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028332-2730 |
| Primary APN | 028332-2730 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,181 sqft Living Area |
| Gross Area | 2,805 sqft |
| 1st Floor Area | 937 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 400 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 232 sqft |
| Patio Area | 882 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1120 CARMONA PL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 56/91-98 SEVILLA AT WORLD COMMERCE PHASE 2 LOT 273 OR3818/622 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SEVILLA AT WORLD COMMERCE PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 273 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20906 |
1120 Carmona Pl is owned and occupied by two individuals who bought it in November 2013.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1120 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2013 · Amount on File |
| Deed Sale | Nov 26, 2013 · Amount on File |
| Prior Sale | May 8, 2013 · Amount on File |
| Deed Document Number | 201377344 |
| Deed Book / Page | 3818 / 622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1120 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1120 CARMONA PL PI, PI, ST AUGUSTINE, FL 32092-4790 |
| Document Number | 0059191481 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 5919/1481 |
| Instrument | 2024021679 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1120 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1120 CARMONA PL, SAINT AUGUSTINE, FL 32092-4790 |
| Document Number | 0051660702 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 5166/702 |
| Instrument | 2021010831 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 1120 Carmona Pl was $4,097 with a homeowner's exemption, up 9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,450 (+2.7%) | $376,518 (-10.03%) Land $86,500 Building $290,018 | |
| 2025 | $4,097.00 (+8.99%) Homeowner's exemption | $222,444 (+2.9%) | $418,505 (+7.54%) Land $86,500 Building $332,005 |
| 2024 | $3,759.00 (+1.38%) Homeowner's exemption | $216,175 (+3%) | $389,153 (-0.5%) Land $82,500 Building $306,653 |
| 2023 | $3,708.00 (+2.15%) Homeowner's exemption | $209,879 (+3%) | $391,113 (+6.41%) Land $81,760 Building $309,353 |
| 2022 | $3,630.00 Homeowner's exemption | $203,766 | $367,554 Land $81,760 Building $285,794 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 Carmona Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1120 Carmona Pl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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